Home Equity Cover Letter

I would like to submit my application for the home equity opening. Please accept this letter and the attached resume.

Previously, I was responsible for administrative support for the department by handling all requests for fraud purges and re-boarding to ALS, requests for copies of closing loan documents and assisting with loan funding distribution packages that are received via overnight mail.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Prior branch management or coaching experience preferred
• Prior experience completing customer needs analyses and providing recommendations to meet needs
• Advanced communication skills, including verbal and written, to effectively communicate in a variety of mediums and methods (listening, presentation, writing and nonverbal communication skills)
• FHA DE Certification
• LAPP Certification
• Entrepreneurial background and mind set, with track record of increasing responsibility
• Executive presence balanced with a low-ego, approachable and collaborative style
• Analytic thinker with bias toward action

I submit this application to express my sincere interest in the home equity position.

In my previous role, I was responsible for input to CRES pricing function related to Service Release Premiums (SRPs) included in the pricing of new loan originations from retail and correspondent channels.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Home Equity Knowledge
• Experience with Encompass or other loan operating systems
• Organized, dependable, detail-oriented, courteous, able to multi task, friendly, able to promptly respond to requests, and able to respect customer confidentiality
• Strong communication and collaboration skills to work with all partners to execute programs
• Strong analytical/quantitative skills to assess campaign results and enhance programs
• Detailed knowledge and experience with SAS / SQL
• Experience with large relational databases and Teradata
• Experience in credit risk management or Consumer Real Estate is preferred

I would like to submit my application for the home equity opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for high level of customer service to applicants, internal partners and vendors throughout the loan process.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Conducts demonstrations, incorporates feedback and obtains necessary approvals
• Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel and Access) or similar software
• Lead and facilitate a talented, multi-disciplinary teams through each stage of the design process (strategy to execution)
• Sit on the Home Equity Leadership Team
• Partner with product managers and technology partners to define smart strategies that align business, customer, and associate needs
• Advocate and be the voice of our customer in our product development process and evangelizing experience led design processes and guiding other team members
• Prioritize work and resources
• Maintain competitive and technology trend awareness

I submit this application to express my sincere interest in the home equity position.

In the previous role, I was responsible for support for customers in the completion of consumer loan transactions.

My experience is an excellent fit for the list of requirements in this job:

• Strong knowledge of State and Federal laws pertaining to the mortgage banking industry [RESPA, TILA, ECOA]
• Previous manual underwriting experience
• Mortgage processing/underwriting experience in a Home Equity or Mortgage environment
• Underwriting experience including self-employed/rental/interest and dividend income scenarios
• Demonstrated track record of success in leading complex cross-functional initiatives, creative problem solving, and delivering results
• Product management and/or Home Equity knowledge and experience
• Extensive mortgage background
• Booked report

I am excited to be applying for the position of home equity. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for support and technical assistance to other underwriters, management, loan.

Please consider my qualifications and experience:

• Experience in analytic problem solving including credit risk, financial or statistical analysis
• Familiar with BMH Data , Mortgage Hub Data
• Manages communication at senior and executive level
• Demonstrated mortgage underwriting or processing skills
• Working knowledge of mortgage loan underwriting and/or other loan fulfillment activities
• Working knowledge and skills of computers and related software (Excel, PowerPoint)
• Strong mortgage underwriting and/or loan processing
• Knowledge of the Home Equity processes