Lead Risk Cover Letter

In response to your job posting for lead risk, I am including this letter and my resume for your review.

In my previous role, I was responsible for assistance in the execution and ongoing compliance for Americas with Global Transaction Monitoring and Suspicious Activity Report Standard and Global Correspondent Banking Standard for AML transaction monitoring.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Understanding of actuarial methods and calculations
• Process oriented and able to lead and affect process change and improvements
• Leads the management, maintenance, testing and retirement/transition of User Developed Applications (UDA’s) from SAS into IT supported solutions, including updates to technical documentation
• Identifies, communicates and addresses risks and issues impacting business processes, functional requirements and specifications
• Translates users' business requirements for complex projects and data changes into detailed functional designs for development, testing and implementation
• Mentors and provides oversight to others on work priorities and assignments under the direction of management
• Applies expert knowledge and industry best practices to quantify risk and aggregate exposures
• Applies expert knowledge to produce advanced analytical material to lead discussions with cross-functional teams and senior leadership to understand complex business objectives and influence solution strategies

I submit this application to express my sincere interest in the lead risk position.

In the previous role, I was responsible for analytics support to adjacent teams such as the AML Transaction Monitoring team in areas such as threshold tuning/optimization, customer/account segmentation and data-driven decision making and insights.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• High level of discretion and able to maintain confidentiality of highly sensitive information
• Understanding of Operational risk and the application of security controls to mitigate risk exposures
• Experience of carrying out security audit / assurance assessments
• Commercial acumen able to balance risks with a business perspective
• Perform Portfolio analyses to support the BCUS line of business
• Perform ad hoc analyses as needed to respond to questions or requests from business owners and regulators
• Ensure compliance of new and existing policies and procedures
• Mentor and solid leadership skills

I am excited to be applying for the position of lead risk. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for input to AML staff regarding emerging data and technology issues and how they may impact the achievement of AML objectives.

Please consider my experience and qualifications for this position:

• Serves as the point of contact for senior risk leadership on projects and special management requests that often impact the enterprise or core operating area
• Formulates and reviews stress test plans for a line of business or the enterprise
• Extensive knowledge and demonstrated understanding of the laws and regulations of products and services within the financial services, insurance, banking, investment, or other related operational area that supports risk/compliance initiatives within the business?
• Experience leading and partnering with business in gathering complex and unique business requirements to ensure effective design of data support solutions
• Experience creating and monitoring multiple Banking applications and IT controls to help with regulatory and compliance
• Financial Institution Regulator experience (OCC, CFPB, Fed)
• Demonstrated use of analytical packages and query languages such as SAS,SPSS and SQL
• Knowledge and experience with HES assessment/auditing

I submit this application to express my sincere interest in the lead risk position.

In my previous role, I was responsible for leaders in Utility Operations data and analysis that supports decision making processes and improves performance and compliance for regulatory reporting and other company initiatives.

Please consider my qualifications and experience:

• Experience working on teams comprised of stakeholders from a variety of business and technology areas
• Expertise and practical experience designing and developing with a wide range of technologies and enterprise software solution designs in the commodity or financial trading industry
• Credit Risk functional domain knowledge within commodity trading
• Experience with dimensional and transactional database design
• Knowledge of micro services and container based architecture
• Understanding of AI, RPA and Machine Learning algorithms
• Broad experience of end to end transactional lifecycles and knowledge of different product characteristics and risks across Derivatives, Securities, Exchange and cash products
• Experience leading major change initiatives across Markets understanding of design, development, Agile and Lean preferable

I am excited to be applying for the position of lead risk. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for specialized knowledge and expertise to resolve issues related to AML / ATF regulatory compliance and potential risk exposures.

My experience is an excellent fit for the list of requirements in this job:

• Be self-motivated, articulate and highly numerate
• Have good communications and interpersonal skills
• Demonstrate a logical approach and an attention to detail
• In-depth knowledge on risk mitigation solutions
• Lead a team of 8-10 ISSOs
• Support the creation, monitoring and updating the status of POA&Ms to ensure weaknesses are resolved in accordance to their scheduled completion dates
• Support the creation of Waivers or Risk Acceptance Memos to assist in the effective management of system risks
• Support annual assessments in accordance with guidance in the Information Security Performance Plan