Credit Associate Resume Samples
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Credit Associate Resume Samples
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NK
N Kautzer
Nicolette
Kautzer
9351 Gutmann Dam
Dallas
TX
+1 (555) 765 1688
9351 Gutmann Dam
Dallas
TX
Phone
p
+1 (555) 765 1688
Experience
Experience
Chicago, IL
Credit Associate
Chicago, IL
Feil-Jenkins
Chicago, IL
Credit Associate
- Spreadsheeting of prospect and existing guarantor personal financial statements and tax returns in RA and Excel
- Leveraging technical expertise and relationships to contribute to strategy and drive business results
- Spreadsheeting of projections in RA
- Spreadsheeting of prospect and borrower financials in Risk Analyst ("RA") and Excel
- Duplicate inventory entries: wholesale to wholesale dealers, wholesale to retail, wholesale to IBL
- Provides clerical and investigative support to Credit/Periodic Review/Risk Analysts and Managers. Orders/searches for investigative reports for specified accounts and updates completed investigations on tracking system. Obtains/prepares files for each month's reviews ensuring investigations are properly documented. Produces, maintains and updates monthly requests lists and control log. Prepares logs and tracking sheets for analyst review on upcoming reviews. May pull trade reference, Bank references, web site reviews, Personal credit reports, Lexis Nexus as well as assist in getting financial statements. Assist in weekly and monthly reporting for the periodic review department. Maintain reporting for department (excel) for SLA and production. Provide analyst support and assist in the reporting process
- Pre-requisites for the Bank’s Commercial Credit Training Program, including Commercial Credit for Lenders and Intermediate Accounting
Los Angeles, CA
Letters of Credit Associate
Los Angeles, CA
Zboncak-Langosh
Los Angeles, CA
Letters of Credit Associate
- Perform day-to-day processing of transactions associated with Letters of Credit such as Issuance, Amendments, Fees, Draws, and Cancelations
- Primary owner of the Servicing Workflow process ensuring all scheduled activity is actioned and executed by the contractual terms outlined within the Letter of Credit
- Update dashboards and various manifests utilized by management for reporting purposes
- Expected to participate in projects in addition to daily workload
- Adhere to all internal and external policies and procedures
- Responsible for the accuracy and processing of all calendar invites
- Complete checklists attesting to process completion/oversight
present
Houston, TX
Senior Credit Associate
Houston, TX
O'Reilly-White
present
Houston, TX
Senior Credit Associate
present
- Good working knowledge of CIBC Advisory offers as it relates to high net worth clients
- Assist the Credit team in project delivery and new offer launches
- Good working knowledge of CIBC products and services as it relates to high net worth clients
- Knowledge of business lines within CIBC
- Knowledge of financial planning concepts
- Knowledge of the basic credit principals for business/commercial lending
- Solid knowledge of the main credit principals for personal lending
Education
Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Loyola Marymount University
Bachelor’s Degree in Business
Skills
Skills
- Drive speed to market and appropriate allocation of capital and risk-adjusted profitability to ensure asset quality and risk/reward trade off
- Strong accounting/finance education and skills as well as basic knowledge of loan and capital markets products
- Ability to learn quickly
- Basic concepts, principles and practices of excellent customer service
- Basic knowledge of the banking industry
- Strong time management skills and the ability to prioritize responsibilities and tasks
- Demonstrated understanding of basic financial accounting and analysis
- Excellent Verbal Communications
- Credit & Collection background and/or Experience and working knowledge of Showcase Query
- Flexible/adaptable
15 Credit Associate resume templates
Read our complete resume writing guides
1
Letters of Credit Associate Resume Examples & Samples
- Perform day-to-day processing of transactions associated with Letters of Credit such as Issuance, Amendments, Fees, Draws, and Cancelations
- Maintain and abide by detailed and standardized procedures and controls over daily processes
- Recognize and escalate issues to actively mitigate the risk to the Firm
- Understand and anticipate client and business unit needs across divisions/globally in order to provide excellent service
- Prior Commercial Loan or Letters of Credit work experience is preferred
- Experience relating to daily processing, demonstrating an understanding of prioritization and time management
- Interpersonal skills, ability to build and maintain strong relationships within the GLS department and across business units
2
Credit Associate Resume Examples & Samples
- Language Skills
- Mathematical Skills
- Reasoning Ability
3
Credit Associate Resume Examples & Samples
- Computer proficiency required in Excel and Word
- Strong writing skills. Able to succinctly present the key points of analysis
- Excellent interpersonal communication skills and the ability to work productively within a team
4
Credit Associate Resume Examples & Samples
- Documentation: ensure appropriate documenting of all legal, compliance and credit risks per guidelines and approvals. Coordinate the preparation and execution of legal documentation; term sheets, offer letters, and new accounts, including KYC client profile, as required
- Client Servicing: coordinate loan draws and roll-overs with Credit Management; attend and respond to requests from clients/PRMs; and effectively resolve issues and/or problems; also
- Builds and monitors a relationship with the clients working alongside the Senior Credit Officer to ensure we provide quality service at all times and proactively manages the portfolio of clients
- Assists the Senior Credit Officer in administration and management of client relationships including drafting of letters and other documentation, annual client reviews, etc
- Handle incoming mail, faxes and phone calls from clients and RBC Financial Advisors, interacting with the relevant support departments and confirming all relevant actions to the clients
- Partnership: maximize partner relationships and refer cross sell opportunities to appropriate professionals in RBC WM and RBC enterprise
- Provide general support to Senior Credit Officer on ad-hoc issues as required
- Strong knowledge in systemic workflow inherent to inter-department streamlined activities, such as: cut off time to deliver a job; reporting lines, authority matrixes. Ability of anticipating need of paper work (documentation) and possible glitches that may impact conclusion of tasks
- Strong communication and listening skills
- Knowledge of general banking operations
- Strong knowledge of Outlook, internet search engines, MS Office
- Effectively communicate details about credit products
- Ability to multitask without losing track of work items and deadlines
- Client Service, including problem resolution
- Results Oriented by executing goals within timelines & acceptable risk levels
- A change adopter, embracing change
- Proven new business development and sales effectiveness (i.e. from early identification of business opportunities, through closure, onboarding and after-sales service)
- Good knowledge of securities, investments, including margin, insurance and trust products as well as regulatory, compliance and jurisdictional requirements for banking and credit including KYC, AML etc
- Fully PC proficient including Microsoft applications WORD, EXCEL, PPT and proven ability to quickly learn and easily adapt to in-house credit & other workflow systems
- Typically has 2 or more years of experience in client service, operations and/ or private banking relationship management support
5
Credit Associate Resume Examples & Samples
- Bachelor’s degree in Finance, Accounting or related field
- Solid written/verbal communication and presentation skills
- Ability to make sound business judgements while protecting the interests of TCF Inventory Finance
- Strong PC and technical skills, including experience with Word, Excel, and Outlook
6
Structured Credit Associate Resume Examples & Samples
- 2+ years of experience in a similar role
- Strong knowledge of Bank Debt and Collateralized Loan Obligation (CLO) products and compliance
- Experience with Wall Street Office (WSO)
- Experience in loan maintenance, including: fundings, paydowns, borrows and rollovers
- Able to multitask effectively and efficiently
7
GRM Credit Associate Resume Examples & Samples
- Working with the Directors in the team to adjudicate new credit requests including analysing and assigning internal borrower credit ratings, review of loan terms and preparation of risk documents for submission to the European Head of Credit and European Chief Risk Officer (CRO)
- Completes regular credit reviews of existing loans and works closely with other business teams to monitor existing loans
- Review loan and ISDA documentation exceptions to policy
- Actively contributes to GRM being viewed as a trusted centre of expertise for all issues relating to the sectors covered
- Maintains a thorough understanding of the Bank's credit policies and procedures and their application to each transaction/proposal
- Experience of corporate financial analysis
8
Credit Associate Capital Markets Resume Examples & Samples
- Support the periodic monitoring, review and approval processes for counterparty credit activities with domestic and foreign financial institutions (i.e. banks, broker/dealers, insurance companies). Ensure that approval write-ups are accurate and adequately address applicable credit risks and focus issues
- Prepare management reports or special projects as assigned
- Work with various trading desks
- Provide credit decision support
- Bachelor's degree with a major in accounting, finance or business
- Minimum 3+ years of commercial credit analysis or commercial credit related experience. Credit experience must include at least medium-size companies (sales $50+million and/or assets $50+ million)
- Knowledge of Excel and Word for Windows
9
Credit Associate Resume Examples & Samples
- Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk
- Assess liquidity, quality of management, market position, and overall business climate to estimate future profitability of business
- Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness
- Use credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision
- Accountable for creating credit write-up to determine loan structuring opportunities to present to Credit Officers
- Approve loan transactions within applicable lending authority
- Serves as mentor, coach and trainer for analyst staff
- Periodic assignments related to the constantly changing risk management environments
- Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience
- 3 years prior experience with commercial/small business lending
- Familiarity with, and understanding of, traditional and automated commercial credit underwriting/approval methodologies and their use
- Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems
- Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
- Ability to work well individually as well as part of a team
- Demonstrated business writing and communications/presentation skills
- Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint)
- Eligibility to work permanently in the U.S
- Willingness to consider relocation across Key's footprint
10
Credit Associate Resume Examples & Samples
- Underwriting of key ancillary corporate banking products including Treasury, Card, Letters of Credit, Capital Markets Products and International bilateral facilities
- Ensure relevant identification and mitigation of macro-economic risks, specific industry risks, and micro risks
- Ensure effective and consistent compliance with bank and regulatory underwriting policies and control procedures
- Demonstrate a foundational understanding of syndicated credit and ancillary product documentation (Credit Agreements, Guarantees, Security Agreements, Letters of Credit, Master Card Agreements, ISDA/CSAs, Corporate Authorizations, etc.) with the ability to partner with Sr. Officer to structure / negotiate appropriate terms and conditions
- Understand the Global Banking & Markets complex product spectrum
- Drive speed to market and appropriate allocation of capital and risk-adjusted profitability to ensure asset quality and risk/reward trade off
- BA/BS undergraduate degree (Finance, Accounting or Econ preferred)
- Strong technical skills, including financial statement accounting, cash flow and sensitivity modeling
- Strong communication skills, both written and verbal
- Formal credit training. Minimum 3 years previous work experience in a credit underwriting role
- Ability to manage multiple complex projects while delivering high quality results to meet client deadlines
- Ability to work within a team and effectively communicate with managers, business partners, clients and attorneys
- Strong Mentoring skills. Previous experience coaching and developing junior teammates
- Leadership, initiative, self-motivation and resourcefulness
- Large corporate banking experience
- Knowledge of General Industrials sector (Automotive, Packaging, Transportation, Airlines, Environmental Services, Building Materials, Equipment & General Manufacturing) a plus
11
Credit Associate Resume Examples & Samples
- Author credit memos and present views to CRM senior professionals for approval
- Review, diligence and recommend actions on new trade requests to minimize risk
- Strong accounting/finance education and skills as well as basic knowledge of loan and capital markets products
- Superior written and verbal communication skills; quantitative orientation and critical thinking
- Ability to multi-task and manage dynamic priorities
12
Credit Associate Resume Examples & Samples
- Multiple facets of the underwriting and portfolio management process from initial deal screen construction to maintaining ongoing communications with portfolio clients
- Proficiency in financial modeling, senior debt structuring, cash flow, market, and risk analysis
- Minimum of 2 to 4 years of relevant experience
- Excellent analytical, writing, and presentation skills including experience in preparing investment memoranda
- Formal credit training program or comparable MBA / CFA desired
- Bachelor’s degree from a top-tier university with a coursework emphasis on accounting, finance, and / or economics; MBA / CFA preferred, but not required
- Self-motivated individual capable of working on deals with limited oversight
13
Credit Associate Resume Examples & Samples
- Serve as a key member of the deal team in the underwriting and loan approval process
- Screen inquiries, extensive due diligence and underwriting
- Manage loan approval process and all necessary work to document and close the transaction
- Manage portfolio and loan servicing
- Bachelor’s degree required and at least 3- 5 years of financial transaction experience
- Strong credit analysis and financial modeling
- Formal credit training program or MBA/CFA is a plus
- Self-motivated individual capable of working on multiple deals in a timely fashion with limited oversight
- Proficient personal computer skills including electronic mail, record keeping, routine database activity, word processing, spreadsheet, graphics, etc
14
Standby Letter of Credit Associate Resume Examples & Samples
- Ensuring that all transactions are issued/advised/amended/paid, second checked and released as instructed, reconcile by end of day
- The work in process queue and error queue are reconciled and all items assigned are accounted as requested reconciled
- Assist management with the daily work flow and monitor pending transaction
- Second check and verify transactions
- Ability to perform reconciliation of L/C fee received/paid against the accrued amount or pending bills in the system, ensuring that fees are properly received and applied
- Check L/C documents as per L/C terms and conditions, process payments and perform entries in accordance with the presenting/negotiation bank’s or beneficiary’s payment instructions
- Follow ups on pending transaction, unpaid fees and bills and tracers as per proper procedures
- Perform excellent back up functions as necessary
- Ability to conduct operations training to the team members by providing the necessary knowledge and skills in handling all types of transactions
- Assist the management in preparing various internal/external and special projects with the required data and accurate information
- Perform follow up reconciliation as per internal procedures and audit guidelines
- Report and resolve an identified irregularity in accordance with established procedures
- Respond to all inquiries received from client, Front Office, and correspondent banks providing the required information accurately for the timely resolution of such queries. Provide the management with the status of backlog and escalate immediately for any incident
- Provide prompt and reliable customer service consistently to improve the departmental goal of delivering a high quality customer’s satisfactory
15
Letter of Credit Associate Resume Examples & Samples
- Corporate Loans: Responsibilities consist of origination and syndication of primary loan facilities, servicing agency deals, and facilitation of secondary loan trading. The team is also responsible for supporting transactions for other loan products such as Collateralized Loan Obligations (CLOs), Total Return Swaps (TRS), and Letters of Credit (LCs)
- Monitor Inbox Manager queue to ensure tickets are addressed and/or allocated in a timely manner
- Interface directly with a number of internal/external business units and individuals to resolve business requirements while maintaining a positive client experience
- Update dashboards and various manifests utilized by management for reporting purposes
- Complete checklists attesting to process completion/oversight
- Strong written and verbal communication skills, client service oriented
- Ability to multi-task and prioritize tasks to meet deadlines while working in a fast paced environment
- Self-motivated with a strong work ethic for professionalism and timeliness
- Strong Microsoft office skills, specifically Microsoft Excel (v-lookup, pivot tables)
16
Letters of Credit Associate Resume Examples & Samples
- Corporate Loans: Responsibilities consist of origination and syndication of primary loan facilities, servicing agency deals, and facilitation of secondary loan trading. The team is also responsible for supporting transactions for other loan products such as Collateralized Loan Obligations (CLOs), Total Return Swaps(TRS), and Letters of Credit (LCs)
- Whole Loans: Responsibilities include providing front to back operational support to the Securitized Products Group (SPG). Products include Warehouse lending, Residential and Commercial mortgages, consumer loans, and capital commitments
- Adhere to all internal and external policies and procedures
- Primary owner of the Servicing Workflow process ensuring all scheduled activity is actioned and executed by the contractual terms outlined within the Letter of Credit
- Responsible for the accuracy and processing of all calendar invites
- Expected to participate in projects in addition to daily workload
- Attention to detail and accuracy oriented
- Exceptional problem solving and organization skills
- Ability to identify, assess and mitigate risk (escalating when needed)
17
Credit Associate Resume Examples & Samples
- Portfolio management; monitor an assigned portfolio of debt clients
- Collect, analyse and report on the financial performance of funds and companies and ensure covenant compliance
- Review collateral and other assets to assess portfolio risk
- Support the structuring of new debt facilities for prospect funds and companies
- Assist in the underwriting of credits; analysing financial statements and preparing the due diligence approval
- Package for new loan facilities and modifications
- Understand and have the ability to cross sell SVB’s banking platform with respect to non-debt products (day to day banking, FX etc.)
- Assist the VP(s) in day to day clients’ request and relationship maintenance
18
Wealth Management Credit Associate Resume Examples & Samples
- Monitor trading activity against approved limits
- Provide assistance to credit partners for bank products when applicable
- Ability to write SQL queries a plus
- Previous experience (2-3 years) in Finance or Credit Risk
19
Structured Credit, Associate Director Resume Examples & Samples
- Analysis and synthesis of data used for rating analysis, research reports and criteria updates
- Analyzing transaction portfolios through use of models and model outputs
- Preparing and presenting credit analysis to a rating committee
- Drafting rating action commentary and presale reports
- Reviewing CDO transaction documents and analyzing the impact of transaction terms on the ratings
- Maintaining data quality of surveillance tools and processes
- Modeling CDO waterfall and pertinent structural features in Fitch’s cash flow model
- Bachelor's degree in finance, economics, business related field, or a quantitative degree
- 3-5 years of experience preferably in finance or related industry
- High proficiency in Excel and Word
- Advanced skills in spreadsheet modeling
- Superb attention to detail, organization and time management skills
- Working knowledge of VBA and databases is a plus
20
Credit Associate Resume Examples & Samples
- Provides analysis and interpretation of the customers’ financial condition for proper evaluation of risk and the establishment of proper credit limits
- Interacts with sales, sales support, customers, underwriters and other Dell functions to support and maintain said accounts
- Monitors the existing portfolio performance for all relationships and communicates credit concerns to management
- Contributes to the managing of delinquent accounts and addresses credit related issues
- Interact with customers via telephone and email to resolve credit related issues
- Deal with queries from internal / external customers in a timely manner
21
Credit Associate Resume Examples & Samples
- Performs activities related to Collections
- 2-4 years high-volume corporate or call center experience in Accounts Receivable, Credit and/or Collections
- Knowledge of the order to cash cycle
- Familiarity with basic accounting concepts
- Previous foodservice or foodservice distribution industry is stongly preferred
- Prior ERP SAP, Oracle, or PeopleSoft knowledge
- Get Paid experience with SAP or AS400 is preferred
- Ability to resolve routine issues and deviations in accordance with instructions, policies, and accepted practices
- Ability to research and resolve problems and recommend solutions
- Strong time management skills and the ablility to prioritize responsibilities and tasks
- Adept at woking as part of team and collborate with other team members and colleagues
22
Wholesale Credit Associate Resume Examples & Samples
- Prepare credit memoranda with a focus on writing narratives on the underlying client’s solvency and inherent risks
- Recognize possible risks that a client’s business may pose to the organization, including financial and reputational, and be able to recommend actions to mitigate such risks
- Discuss a client’s financial position and business with that client in a professional manner
- Bachelor's degree in Finance, Accounting or related field
23
Credit Associate Resume Examples & Samples
- Maintain Open Items: Research and process wholesale open items in general ledgers
- Process renewals/adjustments for Dealer Demonstrators and Shop Rentals
- Duplicate inventory entries: wholesale to wholesale dealers, wholesale to retail, wholesale to IBL
- Wholesale payment suspense exception report
- Performs clerical, administrative and technically based activities and/or supporting tasks
- Intermediate written and oral communication skills
24
Credit Associate Wholesale Resume Examples & Samples
- Process Dealer Wholesale transactions that suspend
- Research and process entries to clear exception reporting for the following items
- Process new dealer floor plan receivables; manual process to book dealer inventory
- 2 + years' experience in financial services or similar industry. Associate's degree or Bachelor's degree in business or related may be used as a proxy for the experience
- Typically requires intermediate knowledge of Microsoft Office programs
- Understanding of Automotive / RV dealership wholesale / retail / loan administration a plus
25
Credit Associate Resume Examples & Samples
- Complete verification of commercial customers
- Complete fraud alerts
- Figure Custom Payment Plans
- Complete and fax credit reference documents when requested
- Print pre-approval documents for the credit line department
- Ad hoc reporting
- Additional duties as needed
- Strong organizational skills and time management abilities
26
Credit Associate Resume Examples & Samples
- Review and accurately handle all Bank Account Change Requests. Immediately contacting the dealer to notify of any delay for any reason i.e. incorrect/incomplete information
- Send confirming emails to dealers and the field after bank changes have been completed
- To serve as back up to initiate communication with Collection Agency to open collections process for specified dealer
- To serve as back up to reconcile Bank of America and JP Morgan Chase in the absence of the responsible team member
- To serve as back up to absent RCM with regard to their territory
- Scan and store daily batches and bank account changes
- Print all e-faxes in a timely manner and distribute accordingly
- Apply payments to dealer accounts and send confirming emails
- Perform varying investigations/skip tracing as needed
- Cross train on all positions of the department
- Regular and predictable attendance is an essential function of this position
- Must exhibit professional behavior and control emotions at all times
- Knowledge of Microsoft Word, Excel and Outlook
- Must possess analytical and time management skills
- Ability to work independently and demonstrate sound judgment under pressure
- Ability to handle and keep up with constant changes to products, policies and, procedures
- Functional / Technical Requirements
- Teamwork: Collaborates with others toward shared goals, exhibits cooperativeness
- Communication: Listens, asks for and uses input; has strong interpersonal skills with very good written and verbal communication skills; can effectively communicate with customers in a professional manner
- Excellence Orientation: Strives to be the best that one can be and maximizes one's own potential in helping InComm succeed; exhibits resilience, persistence and tenacity; is proactive, efficient, organized and diligent; performs well in an ever-changing work environment
- Accountability: Holds self-accountable for keeping commitments and delivering the best possible performance
- Authenticity: Shows a genuine, accessible and caring personality that builds trust, mutual support and credibility; listens, exhibits humility and gauges approachability of others
- Innovation: Participates in and supports an environment that is conducive to innovation and new ways of doing things; exhibits curiosity and open-mindedness
- This position is eligible for the Employee Referral Bonus Program #LI-GL1
27
Credit Associate Resume Examples & Samples
- Process cashless stock option transactions. Work with outside corporations to ensure proper option entitlements
- Review, update, and maintain new pledge accounts and releases
- Review and update DVP accounts
- Assist with credit checks and verification of asset requests
- Review reports in compliance with department and regulatory standards
- Communicate information regarding transactions to branch personnel, attorneys, transfer agents and relevant companies
- Accurately document information on spreadsheets, reports and databases
- Serve as a back-up in cross functional responsibilities, as needed
- Monitor workflow queues to ensure assignments are completed accurately and timely
- Act as liaison between outside vendors and branch personnel
- Research and provide resolution on business issues
- Prepare letters, memos and various documents
- May assist with special projects
- Monitor incoming mail and documents
- Perform other duties and responsibilities, as assigned
- Company policies, procedures, practices, products and services
- Principles, practices, and procedures of general office and departmental concepts
- Basic concepts, principles and practices of excellent customer service
- Process flows within specific assigned functional area
- Operating standard office equipment and using required software applications, including Microsoft Office applications (Word, Excel, Outlook and Access) sufficient to create documents, spreadsheets, and business correspondence
- Mathematic skills sufficient to process and balance daily business transactions
- Written and verbal communication skills sufficient to interact effectively with external and internal clients
- Attend to details
- High School diploma or equivalent and a minimum of 2 (two) years of customer service experience
28
Credit Associate Resume Examples & Samples
- Investigate customer credit
- Assist supervisor in approving credit for minor accounts
- Conducts credit investigations of existing and new customers to establish credit limits
- Process order direct sale order releases using establish guidelines; contact delinquent customers to resolve issues preventing order release
- Recommend action on delinquent accounts regarding open credit limit
- Answers customer inquiries regarding credit
- May participate in discussions to provide special financing arrangements to work out delinquencies
- Perform other duties as required or assigned which are reasonably within the scope of the activities enumerated above
- 2 + years of credit/collections experience
- Detail oriented with attention to accuracy
- Requires basic knowledge of office procedures
- Familiar with general office equipment
- Proficient in Microsoft Office Suite (Word and Excel)
- Working knowledge of Oracle and PHAST a plus
- Prompt arrival and regular attendance at work
- Ability to develop and maintain a positive working relationship with others
- Supports and participates in the Company's quality standards with a continuous focus on customer service
29
Ib Credit Associate, A/r Resume Examples & Samples
- 15% Initiate and respond to emails with internal/external customers regarding credit applications, pending orders, etc
- 15% Handle inbound and outbound calls with internal/external customers discussing pending orders, invoices, payments, etc
- 10% Other duties as assigned
30
Credit Associate Resume Examples & Samples
- Provide daily direction and communication to employees to ensure administrative tasks and functions are performed efficiently
- Maintain knowledge of policies and procedures in order to research/handle escalated/complex issues and to accurately respond to employees, dealers and customers' inquiries
- Understand and effectively educate team on all risks associated with processes managed and implement controls to mitigate any and all risks where none currently exist
- Monitor process volume and performance, identify unusual volume fluctuations, variances and process performance deterioration; including action plan to reverse negative trends
- Develop subordinate understanding of the drivers of utilization to ensure adherence to the process capacity plan
- Identify process improvement opportunities and partner with stakeholders across business units to develop effective improvement plans and establish stronger partnerships
- Recommends and encourages employees to seek innovative improvements to processes in order to improve team performance and effectiveness
- Ensure employees have appropriate training and other resources to perform their job task/functions
- Participate in workforce management; involved in employee scheduling, internal employee rotations/cross-training efforts, and performance management
- Respond to and resolve employee relations and performance issues according to established company policies
- Provide performance feedback and coaching on a regular basis to each team member in a constructive manner. Write and administer performance reviews
- Establish practice and processes that support departmental standards, site and company policies, procedures, standards and strategic goals/directives
- Enhance organization reputation by accepting ownership for new, challenging and complex requests
- Ensure employee timekeeping and other HR portal functions are accurate; monitor policy and procedure compliance; abide by the Code of Conduct and Ethics
- Keep current with new organizational developments affecting the ability to provide low-effort customer account servicing and adherence to company policies by reviewing daily/weekly/monthly e-mail communications/alerts. Effectively and accurately communicates changes/impacts to subordinate staff
- Find innovative solutions to more complex or difficult issues with appropriate escalation to higher level staff
- Coordinate and lead more complex projects and functions and execute with strategy and influence
- Demonstrate a high level of ethical standards and integrity. Set an example of commitment to the organization for other employees. Accept responsibility for actions and results
- Considered go to person within the site for specialists and other leaders
- Recognized as a mentor/coach to others (including peers)
- Extensive knowledge and expertise in multiple processes/functions; able to navigate across the organization to find solutions
- Able to lead large and complex teams with minimal employee relations issues
- Consistently leads team to achieve top quartile results among peers
- Ability to facilitate meetings/discussion in a group/team setting
- Monitor operational metrics, observe trends and make process improvement recommendations. Work in tandem with the Business Process Excellence (BPE) team on process improvement projects (collect & analyze data)
- Associate or Bachelor's degree in business related discipline preferred
- 4 + years in customer service or financial services industry is needed
- Prior leadership experience is needed
- Education may be used as a proxy for experience
- Project management skills, strong leadership skills and excellent communication skills (oral and written)
- Ability to effectively partner across business units to achieve targeted results and help subordinate staff understand the up and downstream impacts of their job
- Ability to function independently within a multi-task environment while mastering a variety of tasks and functions
- Encourage effective collaboration and problem solving; engage subordinates in decision making and brainstorming sessions
31
Credit Associate Resume Examples & Samples
- Customer Collection Activities (monitor accounts, release orders, reconcile short/skip pay, resolve customer disputes, process requests for invoices/statements
- Coordinate between internal departments (SBS, Corporate, Field A/R) to resolve customer issues
- Process customer maintenance requests (new customer set up, change in terms, release held orders, etc)
- Process customer maintenance requests (new customer set up, change in terms, release held orders, etc) Partner with CMU Client Services to support CMU customers
- Assist with monthly, quarterly, annual Credit reporting. Data collection
- Assist management with administrative tasks
- Basic knowledge of order to cash cycle, familiarity with accounting concepts (2-4 years experience in Finance/Accounting department preferred)
- High School or Equivalent required (preferred Bachelor’s Degree)
- Strong time management skills and the ability to prioritize responsibilities and tasks
- Adept at working as part of team and collaborate with other team members and colleagues
32
Credit Associate Resume Examples & Samples
- Ensure that all procedures capture a complete view of all activities and processes within Mortgage and across the various Mortgage departments
- Update procedures to capture operational changes
- Define and adhere to standards for written procedures that are also consistent with Compliance and Company standards and guidance
- Educate Mortgage department subject matter experts on format and content required for quality procedures
- Maintain official record of written procedures for Mortgage, and establish and maintain procedures for drafting, revision and approval of procedures
- Manage annual certification process, business as usual revisions, development of new procedures and archival of old procedures
- Maintain approval artifacts by business leaders
- Maintain annual procedures calendar
- Draft and/or review and edit, or oversee drafting and/or review and editing of procedures
- Responsible for analyzing information and developing and implementing solutions. Also responsible for ensuring effectiveness of implemented changes and solutions
- Work with the Risk and Readiness Manager to define standards and best practices
- Ensure procedures meet all regulatory requirements and comprehends and complies with best practices, professional standards, internal policies, and procedures
- Develop and provide reporting to business leaders
- Provide regular communication to Mortgage and key business partners regarding Procedure changes and maintain artifacts
- Bachelor's degree in business related discipline preferred. 4 + years in financial services industry is a plus
- Ability to collaborate across the organization with varying levels of leadership
- Strong organizational skills with the ability to work independently, be self-directed, apply analytical skills, and think creatively
- Ability to write clearly and succinctly in a variety of communication settings
- Strong grammar and usage to support review and editing documents
- Ability to facilitate group meetings and discussions
- Contribute to the completion of milestones associated with specific projects
- Prepare technical reports and work with project managers/key stakeholders
- Work under general supervision and follows established procedures
- Expertise in MS Word, Excel, Visio, Power Point, Snag It and SharePoint
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Wealth Management Credit Associate Resume Examples & Samples
- Review collateral and borrower legal structure and creditworthiness, to determine acceptability and appropriate advance rates and trading limits
- Credit experience - with SBL and traded products (futures and Listed Options)
- Working knowledge of Outlook, Word, Excel and Powerpoint (Strong Excel, VBA and Microsoft Access a plus)
34
Credit Associate Resume Examples & Samples
- Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations
- Responsible for the development of quality credit memos
- Decision loans within delegated authority or recommend decision to appropriate credit partner
- Monitor and identify risks within the existing portfolio
- Identify and escalate material issues or trends in a timely manner
- Serves as mentor, coach and trainer for the analyst or underwriting staff
- Periodic projects related to the constantly changing risk management environments
- At least one year of Agribusiness underwriting experience
- Extensive prior commercial credit experience
- Firm understanding of commercial credit underwriting/approval methodologies
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Credit Associate Resume Examples & Samples
- Five or more years of online marketing experience
- Development of integrated marketing programs that with a strong focus on analytics
- Three or more years of SEO/SEM experience
- Experience managing agency relationships strongly desirable combined inbound and outbound tactics
- Previous experience with A/B and multivariate testing
- Familiarity and experience with reporting tools and methodologies
- Agency experience a plus
- Technical skills (programming, user interface, systems integration, Web development)
- Leadership
- Creative
- Analytical
- Communication and influence
- Ability to manage the daily execution and monitoring of multiple performance media plan
- Excellent problem solver
- Innovative
- Rational/logical
- Collaborative
- Flexible/adaptable
- SiriusDecisions Demand Waterfall
- SiriusDecisions Buying Cycle
- Demand type and how it relates to the Web experience
- Organization's product/service mix
- Key industries/segments
- Technology trends
- Web technology use/optimization
- Personas
- Company brand/value proposition
- Current and emerging Web/Internet applications
- Web testing methods
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Credit Associate Resume Examples & Samples
- Develop and maintain daily, weekly, monthly and AdHoc reporting and ensure the information is readily accessible to the field sales organization via posting on Sales Performance site and via push report methods
- Identify operating/performance trends and outliers via interpretation of business intelligence data and quantitative analysis. Assist with development and implementation of appropriate metrics/reporting that drive business results and adoption of best practices. Interprets and translates business data and intelligence into market insights and actionable reporting
- Communication with all levels of sales organization to support corporate objectives and identification of market growth opportunities and competitive landscape. Enable sales teams for success through actionable recommendations and executive summaries to accompany data and analytics
- Support of and participation with senior leadership team and matrix partners in revenue generation and process improvement opportunities. Elevates risk issues to management: supports monitoring and mitigation of risk elements by first line of defense. Active role with greater sales performance team
- HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred. 4 + years in customer service or financial services industry is needed. Prior leadership experience is needed. Education may be used as a proxy for
- Ability to perform technical based activities
- Knowledge of and exposure to fundamental theories, principles and concepts
- Leveraging technical expertise and relationships to contribute to strategy and drive business results
- Demonstrate a highly developed understanding of quantitative and qualitative analysis and research methods
37
Credit Associate Resume Examples & Samples
- Check by Fax – Customer payments
- Process customer lien release request daily
- Customer Pre-lien reviews & requirements on large projects and/or when a customer exceeding credit limit
- Daily Kawneer Cranberry Aging Report
- Print and process Credit Memo’s to customers on a daily basis
- Responsible to follow up with front end team on claims/disputed items to obtain resolution dates
- Enter Customer Feedback request in Lotus Notes
- New Customer Account Setups & Re-establishing Customers
- Backup/Coverage for Credit Analyst
- Collection Calls as needed
- Additional administrative duties as needed
- Credit & Collection background and/or Experience and working knowledge of Showcase Query
- Experience dealing directly with Subcontractors and General Contractors with regards to lien rights, lien releases, joint checks and the overall lien process. JDE Computer Skills
- Excellent Verbal Communications
- Must be multi-tasker and have excellent comprehensive skills
- Must have positive attitude and be a strong team player in high stress environment
- Minimum of 5 years of experience in Credit & Collections within a Construction/General Contracting Environment
- Employees must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire. Visa sponsorship is not available for this position
- 5 years of experience dealing directly with subcontractors and general contractors with regards to lien rights, lien releases, and joint checks
- JDE Computer Skills
- Working knowledge of Showcase Query
38
Credit Associate Resume Examples & Samples
- 2) Greet all customers as they enter the store in a friendly and outgoing manner
- 5) Assist customer with completion of the BPS credit card application
- 7) Notify customers that were declined in a courteous and professional manner; always maintaining confidentiality and the customer’s self esteem
39
Credit Associate Resume Examples & Samples
- Must have experience using MS Office, specifically MS Excel and MS Word
- Excellent written and oral communications
- Solid interpersonal skills and ability to clearly communicate in person, as well as on the phone
- Bachelor’s degree in Business, Accounting or Finance is preferred
40
Credit Associate Resume Examples & Samples
- Request insurance certificates for wholesale and loan accounts and review for compliance
- Prepare insurance exception report for review and approval
- Complete insurance exception overrides in Webtool
- Process incoming insurance certificates
- Strong project management skills and ability to effectively prioritize tasks
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Credit Associate Resume Examples & Samples
- Contact customers ensuring timely payments are received to maintain company DSO and past due percentages
- Utilize 'Get Paid' as required; ensure that all information is current and accurate
- Report and escalate to Credit Manager all problems receivables within each month
- Work with service, sales, field offices and customer service on resolution of problems
- Recommend bad debt and delinquent items/accounts for further collection activity
- Fax requested invoices/credits to customers
- Maintain weekly/monthly collection reports for Management review
- 3-5 years Credit experience
- Proficiency in Microsoft Word, Excel, Outlook and Oracle
- Get Paid experience preferred
- Must be organized, detail oriented and able to multi-task
- Must have strong communications skills and phone skills
42
Gcib Wholesale Credit Associate Resume Examples & Samples
- Evaluate transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital
- On-going monitoring of client’s financial performance, industry trends and emerging risks
- Participate in the structuring, underwriting and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
- Monitor and manage credit exposure associated with the bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, Treasury Management, Receivable Securitization Conduits, etc
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Credit Associate Resume Examples & Samples
- Bachelor’s degree in a related field (Finance, Management, Business Administration) or equivalent work experience
- Demonstrated understanding of basic financial accounting and analysis
- Excellent verbal, written, and interpersonal communication skills
- Strong leadership and teamwork skills
- Demonstrated ability to make one-on-one and group presentations
- Basic knowledge of the banking industry
44
Credit Associate Resume Examples & Samples
- Set up new lease or rental accounts in a workflow environment resulting in new customer revenue
- Set up new locations and link to existing accounts to maintain billing accuracy
- Create new parent accounts and re-parent existing customers that support cash application
- Process credit holds on a daily basis allowing for the field to book additional revenue
- Set up new entities for assignment process that ensures contractual accuracy, as needed
- When necessary, support credit team by answering chimes calls or participating in special projects
45
Gcib Credit Associate Resume Examples & Samples
- 6-7 years banking/credit experience
- Must have ability to manage complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients
- Good Understanding of Derivatives and related ISDA documentation
- Able to soundly manage the portfolio and justify rationale for recommended transactions and capability to exercise credit authority within delegated authority
- Solid communication and presentation skills; team player with a positive attitude
46
Credit Associate Resume Examples & Samples
- Processes and verifies applications for credit
- Compiles necessary information from financial institutions such as banks and credit organizations
- Refers completed information to appropriate Credit Portfolio Rep or Manager
- Enters data into customer master file and notifies relevant internal customers of open status
- Keeps records of delinquent accounts, incomplete files, and credit risks
- May maintain the builders lien system by entering appropriate data
- Process lien waivers and send preliminary lien notices to customers
- Reconcile account discrepancies
- Partner with Accounts Payable, Accounts Receivable, and Accounting to resolve issues
- Provide customer service by responding to customer's queries
- Assist in routine collection calls on a limited basis under supervision
- Ensures company policy is followed on all transactions
- Trains less experienced Credit Associates
- Excellent knowledge of internal policies and procedures
- Ability to speak effectively on the phone and in person with internal and external contacts
- Intermediate analytical and written skills
- Intermediate computer skills including spreadsheet, word processing and database software as appropriate
- 3 to 5 years of experience in a related field
- Experience in Accounts Receivable/Credit preferred
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Senior Credit Associate Resume Examples & Samples
- Assist Director of Credit to provide support on Credit governance which includes national reporting on key drivers such as expiries, delinquencies and irregularities
- Assist the Credit team in project delivery and new offer launches
- Work closely with business partners to ensure effective and efficient processes are in place for projects and managed appropriately to support client service, growth and profitability
- Assist in implementation of all offer changes on a timely basis including all forms, supporting material and process updates. Ensure all stakeholders are informed
- Manage day-to-day activities of the various tasks/projects in a manner that maximizes availability and effectiveness
- Responsibility for writing new credit requests within the iCap and CLASS credit platforms under the guidance/direction of the regional Credit Specialist. Partnering with the associate/private banker on any loan documentation, partnering with retail operations on any new security documentation and ensuring the advance of new credits in a timely manner
- Support the national Credit Specialist team with larger/more complex credit requests including reviewing information held to support the credit, inputting information to build the submission framework for iCap and CLASS platforms ensuring the advance of new credits in a timely manner
48
Counterparty Credit Associate Resume Examples & Samples
- Support the periodic review and approval processes for counterparty credit activities related to foreign institutions, foreign countries, corporate owned life insurance and other types of counterparties
- Prepare accurate analysis and adequately address applicable credit risks and focused issues
- Ongoing monitoring of relevant industry trends, current events, third-party ratings and research articles. Prepare management reports as assigned; ensure that data is accurate and reports are issued within required deadlines
- Act as liaison between Counterparty Credit and IFI and ECP
- Provide backup to secondary team that performs credit analysis and monitoring of banks, broker/dealers, insurance companies and other financial companies related to activities of the capital markets trading desks at KeyBank and Keybanc Capital Markets Inc
- Work on special projects, as necessary
- Bachelor's degree with a major in accounting, finance or economics
- Minimum 2 years of commercial credit analysis or commercial credit related experience
- Excellent writing, analytical, and decision-making skills
- Knowledge of international trade finance, commercial payment products, letters of credit, logistics
- Interest in global politics and economics
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Credit Associate Resume Examples & Samples
- Computes and records interest charges, refunds and similar items and prepares account statements
- Performs basic data entry and general research of data within the department systems necessary to update and maintain account information. Verifies data entry of account information in multiple systems
- Coordinates/follows up with service centers regarding missing COD checks and records and distributes COD checks to customers
- Researches unapplied payments, notifies customers, records responses, and processes refund/application requests
- Tracks and researches short payments from customers to determine need for rebilling or balance write off. Supports customer requests for special billing services
- Analyzes exceptions, reviews correspondence for follow-ups on unresolved items to the appropriate departments
- Maintains vendor compliance and acceptable customer service levels
- Performs clerical functions necessary to support the Accounts Receivable Department
- Must pass the Background Check
- Accounts receivable experience preferred
50
Interline Brands A / R Credit Associate Resume Examples & Samples
- 40% Review of orders on hold for release decisions
- 10% Properly notate account records with communication received/made, information needed, and other pertinent facts or documentation
- 10% Identify red flags and/or fraudulent customer activity and inform Management to ensure appropriate escalation steps are taken
51
Credit Associate Resume Examples & Samples
- Audit Administration: Including Audit Scheduling, preparing audits in system (Wholesale/SVA/SR/IBL/DPP), review all tools - update items as required, release period, paid items, pending floor plan additions, communicate special instructions, update databases and prepare dealer communications
- Security Follow-Up Administration: Dealer Automotive Follow-up, Dealer Garage Policy - Comprehensive Insurance Cancellations/Expiration, Loan renewals insurance compliance, Enact Exception Tools and reconcile weekly reports
- Retail Administration: Working with AE to obtain retail package, review package for proper information, process for Enact, prepare dealer documents, review dealer documents for accuracy and initial preparation for Quality Control review
52
Credit Associate Resume Examples & Samples
- Pre-closing loan preparation, request title commitment and zoning compliance from title company
- Verify compliant insurance, request Certificates of Good Standing, run Bridger's on wires day of closing, prepare New Loan Set-Up Sheet (NLSU)
- Update ROM, CARRS, INVREV, DEALER and SALESFORCE databases
- Verify new loan set-up in Dealer Loan website
- Prepare welcome letter for borrower and send out with copies of loan documents
- Review commitment packages provided by Ally Bank after loan approved
- Obtain Ally Bank approval to disburse via wire, check of Smart Cash
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Credit Associate Resume Examples & Samples
- Analytical and Loan Management support: 80%
- Spreadsheeting of prospect and borrower financials in Risk Analyst ("RA") and Excel
- Spreadsheeting of prospect and existing guarantor personal financial statements and tax returns in RA and Excel
- Spreadsheeting of projections in RA
- Monitor financial covenants and/or liquidity, for compliance with terms of credit agreements
- Monitor collateral eligibility for credits with borrowing base structures
- Prepare trend cards - Necessary follow-up and communication with CE’s and RM’s
- Attend training classes and perform required certifications: 10%
- Pre-requisites for the Bank’s Commercial Credit Training Program, including Commercial Credit for Lenders and Intermediate Accounting
- Special projects and Peer training: 5%
- Provide support to various CCSG special projects as requested or necessary, including additional peer training responsibilities
- Projects for Credit Executives: 5%
- Partial / Full credit and financial analysis of borrowers, guarantors and vendor
- Preparation of Administrative Action reports and full CRS drafts
- Draft Problem Loan and Watchlist reports
- Bachelor’s Degree, preferably with business related major (Accounting, Economics or Finance major preferred)
- Minimum cumulative GPA of 3.0 required
- Interpersonal and analytical abilities; strong organization, time management and computer skills required; knowledge of MS Word, Excel and Internet proficiency
- GEOGRAPHIC LOCATION: Irvine
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Credit Associate Analyst Resume Examples & Samples
- Identify and drive cash flow improvements within EMEA region by successfully managing the monthly customer portfolio assigned and deliver cash flow targets in line with Divisional and Corporate goals
- Drive and achieve DSO, CE and aged debt goals utilizing strong collection techniques in line with cash flow strategy
- Build a Pro-active strategic collections model to ensure any future queries are identified and tackled prior to impacting cash flow. Ensuring this incorporates end to end customer processes and requirements which further aligns with the Eaton Cash Flow strategy
- Build and maintain a strong network and relationship with key stakeholders such as Sales, customer service, plant finance teams and end customer base to support collections and cash flow activities
- Provide specialist guidance to internal customers and divisions in relation to credit management processes and cash flow enhancements to ensure improvements in KPIs are achieved and deliver sustainability of results
- Ensure the accurate management of all aged Cash on account, Aged Credits and Aged Invoices to improve the integrity of the aged debt in line with Global Policies
- Support the Credit manager in the development of accurate analytical data such as cash forecasts, cash modeling, performance analytics in line with key program expectation and delivery
- Support any ad hoc project requirements as identified
- At least 3 years’ experience in a UK/European Credit & Collections role
- Track record in achieving and exceeding goals/targets essential
- Strong understanding of the Order to cash process
- Strong reconciliation and problem solving skills
- Strong customer focus and service delivery
- Ability to provide accurate data and proven experience in ability to influence recipients in relation to content
- Intermediate to Advanced Excel skills required
