Business Banker Cover Letter

I submit this application to express my sincere interest in the business banker position.

In my previous role, I was responsible for data and analysis to ensure the optimization of all RBWM retail deposit and lending products, including pricing, to achieve maximum returns.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Knowledge of retail bank, products and services
• Understanding of credit structuring and business financials
• Strong analytical skills and experience finding credit solutions for small business owners
• Demonstrate clear communication skills both written and verbal
• A passion for not only our business, but also helping our customers achieve their goals
• Experience in a sales /solutions-based role is highly advantageous
• Experience in meeting sales goals, including credit products and internal business partner referrals
• Basic Microsoft Office skills including Word, Excel and Outlook

I would like to submit my application for the business banker opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for leadership and technical expertise to the small business and commercial lending areas of the Bank.

Please consider my experience and qualifications for this position:

• Strong relationship management skills including new business development, analytical thinking, problem solving, strong sales skills, and intermediate credit and credit quality skills
• Advanced knowledge of business banking, business deposits and cash management policies, procedures, practices, banking regulations and documentation, and business operations
• Demonstrates strong knowledge of bank's credit products and underwriting policies
• Strong knowledge of structuring credit products for small businesses in diverse industries
• Good understanding of bank products, sales, and new business development
• Basic knowledge of applicable bank and branch operations, policies, procedures and support systems
• Demonstrated written and verbal communication skills and demeanor necessary to perform relationship management and sales duties
• Strong customer service and community relations skills

I would like to submit my application for the business banker opening. Please accept this letter and the attached resume.

In the previous role, I was responsible for cross-selling of the Bank's lending, depository and cash management products to new and existing bank clients, performing these duties as a trusted financial advisor to targeted prospective clients and existing client base.

Please consider my qualifications and experience:

• Basic knowledge and understanding of retail and/or small business products and strategies
• Basic knowledge and understanding of banking products and services
• Strong track record of business development and acquisition
• Excellent communication skills to understand, influence and advise
• Strong knowledge of business banking policies, procedures, practices and documentation
• Advanced knowledge of cash management solutions and deposit solutions, including product, policies, procedures, practices and documentation
• Intermediate PC skills, knowledge of Microsoft Office software, and referral tracking programs, such as Sales Force
• Sources new customers through referrals

In response to your job posting for business banker, I am including this letter and my resume for your review.

In my previous role, I was responsible for data and analysis to support optimization of all RBWM retail deposit and lending products, including pricing, proposition and channels and achieve maximum returns.

Please consider my experience and qualifications for this position:

• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
• Meets assigned revenue goal for region and products
• Visits client locations regularly
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client
• Ensures client requests are met by handling them directly and/or referring to appropriate resource
• Complies with applicable company policies and all banking regulations
• Gains complete knowledge of the business and personal financial needs of assigned customers

Please consider me for the business banker opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for leadership, motivation, training, direction and growth opportunities to members of the Small Business Lending Center, performing those responsibilities in accordance with the Company's policies and applicable laws.

My experience is an excellent fit for the list of requirements in this job:

• Work closely with Centers of Influence (COI) to include CPA’s, lawyers, and commercial real estate brokers to assist in driving new business
• Prepares a calling plan and prospective profile for each new business prospect in conjunction with strategic business development program
• Generates new commercial loans that are small and less complex in nature in terms of dollar volume and size, customer and fee income
• This will also include promoting other Barclays channels where appropriate to best meet customer needs
• Always ensuring we understand their immediate needs and gain insights into their likely longer term needs for information, products and services
• Taking ownership for resolving all customer requests/ complaints at first point of contact in a timely fashion, ensuring that accurate information and guidance is given at all times
• Works well with Business Banking Relationship Center to effectively on-board new customers, service existing relationships, and expand and grow new existing relationships
• Expands business banking customer relationships by identifying needs and maximizing opportunities