Portfolio Risk Analyst Cover Letter

In response to your job posting for portfolio risk analyst, I am including this letter and my resume for your review.

In my previous role, I was responsible for superior expertise in terms of local products, investment processes, trading strategies, market characteristics.

Please consider my qualifications and experience:

• Experience in developing and analyzing large data sets
• Strong computer literacy and proficiency in data query tools, such as MS Access, SQL, Excel, and MS Office
• Negotiates credit policy and underwriting changes with Senior Money-out Executives which is derived from portfolio analytics performed on assigned credit program
• Participates in and supports several decision-making committees for the retail credit and portfolio management approaches
• Prepares and delivers management reporting necessary to ensure accurate and thorough measurement of risk factors present in retail credit products
• Understanding and viewpoint on the compliance and regulatory environment to ensure proper implementation of overall programs such as DFAST, Volcker, FRTB
• BPS is currently working on delivering one of the largest projects within the bank, bPaid, which will provide a platform to enable growth and to help achieve and deliver market leading customer payment acceptance solutions
• Good credit skills - Able to read financial statements and understand spreads

Please consider me for the portfolio risk analyst opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for analytic support to establish comprehensive risk frameworks, risk appetite statements, and set limits for Market Risks;.

My experience is an excellent fit for the list of requirements in this job:

• Strong computer skills - demonstrated experience in SQL, MS-Office including VBA programming
• Able to work and think independently, while supporting team goals/ objectives
• Conducting enterprise-wide stress tests on the Group’s credit portfolio, inclusive of both wholesale and retail portfolios across our core markets
• Stress tests will be used for assisting Board and Senior Management to understand the downside risks to the portfolio in the event of severe stress scenarios, such as those under our Internal Capital Adequacy Assessment Process and regulatory driven industry-wide stress tests, other ad hoc stress tests to emerging risks
• Experience in performing stress tests
• Good understanding of risk management concepts, Basel, and other risk types such as market risk and IRRBB
• Working knowledge of statistical applications, SAS
• Independent validation of internal credit risk and IFRS 9 models to assess that the models are fit for purpose

Please consider me for the portfolio risk analyst opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for ongoing monitoring of risk processes to further enhance investment risk management capabilities, methodologies and reporting.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Proficiency obtaining information and reports from various bank systems
• Leadership skills to coach and develop junior associates and partner with teammates to help support management of team performance
• Experience in model validation or model development
• Knowledge of credit grading, loss reserve, and/or stress testing models
• Proficient in Microsoft office and good working knowledge of databases
• Accept direction and mentoring from BSA High Risk Portfolio Analyst II
• Collaborating with senior researchers and developers to specify, design and test new model functionality
• Building and testing additional risk models in the research environment (Git, Unix, R, SAS)

In response to your job posting for portfolio risk analyst, I am including this letter and my resume for your review.

Previously, I was responsible for 2 LoD market risk review and challenge to the business with respect to the proprietary trading and OTC option business.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Presenting research to other team members
• Generation, support and further improvement of monthly risk overviews to steer the portfolio development in accordance to existing risk frameworks (Financial Supply Chain, Mid-Tenor TF Products, Guarantees, FSC Buyer Pools)
• Execute route cause analysis of observed data quality issues and manage solution phase accordingly with respective counterparts (GBS Operations, Sales, PTM and/or Finance) to assure correct risk reflection of the TF portfolio for group reporting purposes
• Support the annual validation of credit risk parameters for TF products and monitor losses and recoveries to successfully deliver on the DB’s mandate to the Trade register of the International Chamber of Commerce
• Global coordination and support for the dilution risk parameter calibration through collection of dilution event information in coordination with TF Sales
• Support on day-to-day deal management activities for Account Receivables Pool deals with focus on new deal onboarding to DB’s systems
• Identify, initiate and execute automation and optimization of tasks and current processes in coordination with main stakeholders like Product Management, TF Sales, CRM among others
• Strong analytical skills and credit background

In response to your job posting for portfolio risk analyst, I am including this letter and my resume for your review.

In the previous role, I was responsible for timely, accurate and complete market risk reporting and analysis, owning the end-to-end processes that facilitate this reporting stream.

My experience is an excellent fit for the list of requirements in this job:

• This is a Group role covering both wholesale and retail credit models across all our core markets
• Experience in IRB and/or IFRS9 model and scorecard development and usage
• Working knowledge of statistical applications, SAS preferred but not pre-requisite
• Preparation of Templates to adjust, enhance and enrich data in Credit Risk Data Mart
• Validation of Data Elements within Credit Risk Data Mart
• Preparation of recurring reports and analysis on a monthly and quarterly basis
• Prepare ad-hoc analysis or reports as requested by Management, Regulators or Business Segment
• Support Risk Management in development and enhancement of centralized database through User Acceptance Testing