Portfolio Risk Manager Cover Letter

In response to your job posting for portfolio risk manager, I am including this letter and my resume for your review.

Previously, I was responsible for oversight of RMG Credit's troubled asset process working closely with Credit colleagues globally, Business groups and Macquarie's Financial Management Group.

My experience is an excellent fit for the list of requirements in this job:

• Previous experience managing a reporting or back office function
• Possess effective organizational and time management skills
• Experience working in adult learning/training environment is most helpful
• May also have worked in a credit portfolio management role, credit administration role or in Credit Review
• Deep understanding of Credit Underwriting and borrower financial statements, both company and individual
• Work with minimal supervision, so the role needs to be self-motivated and disciplined
• Good judgment, time-management skills and creativity are other desirable qualities
• Experience or thorough knowledge in credit structuring and underwriting across a broad range of industry and property types

I submit this application to express my sincere interest in the portfolio risk manager position.

Previously, I was responsible for surveillance of all counterparties in the assigned portfolio and notify the Credit Supervisor of any significant deterioration in customer credit profile or MTM exposure changes.

Please consider my qualifications and experience:

• MS in technical discipline (engineering, science, mathematics, or computer science) or BS/BA with relevant experience
• Knowledge of CNS experience working with industry standards organizations is highly desirable
• Understanding of the FAA organization
• Knowledge of policy, business and technical aspects of UAS and aircraft certification is highly desirable
• Proficient in knowledge and use of RSA Archer and MS Office Suite
• Familiarity with data sources (Paragon/GCRS, FDW), productivity software (MS Excel, MS Access, MS PowerPoint, MS Word)
• Prior experience with statistical analysis
• Portfolio Management background

I submit this application to express my sincere interest in the portfolio risk manager position.

Previously, I was responsible for credit and overall support to assigned country manager(s) in the development of new business relationships and the retaining and expanding of relationships with existing customers;.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Financial Controller background including solid business process understanding, P&L management and a thorough understanding of leasing transactions and related accounting/operational requirements
• Strong analytical skills, attention to detail, with good knowledge of long term financial products and foreign exchange products, score card techniques and financial analysis, portfolio analysis, in- and external regulations and credit / risk management policies
• Significant due diligence experience of financial contracts (including legal and fiscal aspects)
• Solid understanding of due diligence needs in M&A type transactions
• Review modelling (including NPV / IRR analysis for investments) and basic statistical analysis experience
• Working with others in a complex, cross-cultural environment both in- and (occasionally) externally is necessary to the role, with good communication skills (oral and written)
• Establish a formalized and proactive liquidity risk identification process to ensure LRC is well versed in internal and external factors impacting liquidity risk, thereby enabling LRC to serve as an effective challenge function to Treasury
• Facilitate executive level decision-making by performing trend analysis and reporting on emerging liquidity risks to appropriate governing bodies

Please consider me for the portfolio risk manager opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for front-line portfolio management including, but not limited to, preparation of annual credit reviews, documentation review, credit file management and ongoing portfolio monitoring.

Please consider my qualifications and experience:

• Challenge liquidity risk models, including evaluating the reasonableness of inputs/assumptions and performing output analysis to test the functionality of the models
• Propose modifications to liquidity risk limits, as triggered via calibration or on a discretionary basis
• Evaluate the appropriateness of intra-day liquidity risk management practices deployed by Treasury
• On an annual basis, when material changes to conditions warrant, LRC reviews and challenges the appropriateness and operational feasibility of DB’s contingency funding plan for the Americas
• Experienced leader – with proven track record of developing talent, managing teams, setting and achieving organizational goals and delivering results
• Broad knowledge of Commercial Real Estate Industry
• Risk Systems Knowledge
• Experience and Expertise in Process Design

Please consider me for the portfolio risk manager opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for input on the performance evaluations of Business Bankers and their managers regarding the loan quality and administration of their portfolio.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Working closely with Product Credit Risk Teams, provides in-depth insight and analysis to evaluate portfolio to maintain acceptable overall risk levels
• Furnishes independent oversight and approval of material underwriting policies and procedures to be implemented in the line of business, providing safeguards while allowing the Company to compete in the market
• Policy reviews and changes to be coordinated for consistency across the Retail Lending Lines of Business
• Familiarity with data sources (Paragon/GCRS, FDW) and productivity software (MS Excel, MS Access, MS PowerPoint, MS Word)
• Experience of cat modeling experience with in-depth familiarity of major catastrophe models, including RMS and AIR
• Sound understanding of insurance and reinsurance concepts
• Strong SQL and VBA skills
• Working as a Manager within our project risk team, providing advice and managing teams to improve outcomes on our clients’ most complex projects