CCB Risk-Mortgage Job Description
CCB Risk-Mortgage Duties & Responsibilities
To write an effective CCB risk-mortgage job description, begin by listing detailed duties, responsibilities and expectations. We have included CCB risk-mortgage job description templates that you can modify and use.
Sample responsibilities for this position include:
CCB Risk-Mortgage Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for CCB Risk-Mortgage
List any licenses or certifications required by the position: MB
Education for CCB Risk-Mortgage
Typically a job would require a certain level of education.
Employers hiring for the CCB risk-mortgage job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Economics, Statistics, Mathematics, Business, Science, MBA, Accounting, Computer Science, Engineering
Skills for CCB Risk-Mortgage
Desired skills for CCB risk-mortgage include:
Desired experience for CCB risk-mortgage includes:
CCB Risk-Mortgage Examples
CCB Risk-Mortgage Job Description
- Settlement Validation - execute quality oversight/testing of Origination, Servicing and Default servicing standards
- Act as the Counter Party Risk Manager for CMG, leading a team of Risk Analysts in Jacksonville, and Financial Analysts in Manila
- Drive innovative and analytically driven optimization of the approval and ongoing risk management processes across the Correspondent base, all within CMG’s acceptable risk parameters and established SLA’s
- Partner with Correspondent Business personnel to maintain a strong communications channel, supporting the business in meeting its account goals while maintaining an appropriate balance of risk management and customer service
- Participate and lead risk discussions, both within CMG and with the Correspondent business, concerning Correspondents with approval or red flag risk issues
- Assure proper escalation of correspondent risk issues
- Maintain strong communications with other Chase Mortgage groups, including compliance and legal, to ensure appropriate expertise is brought into correspondent risk discussions
- Ensure excellent oversight of Correspondent Risk, including the Performance and Financial Watchlist processes
- Attend Mortgage Banking conventions in support of the business, meeting with prospective and existing correspondents as scheduled
- Maintain a strong knowledge of mortgage industry trends and market risk
- 3-5 years demonstrated experience in the mortgage banking industry which may include origination, underwriting, risk management or warehouse lending functions
- Bachelor's degree in a discipline related to Risk Management or equivalent job experience
- Ability to work independently and to handle ambiguity
- Team player with ability to work with colleagues in a collaborative manner, ability to manage prioritization
- Bachelor's Degree in a quantitative field such as Mathematics, Statistics, Technology or Economics is required
- Assist as necessary with maintenance of testing procedures to ensure most recent version is up to date with policies and processes
CCB Risk-Mortgage Job Description
- Lead a team of decision science professionals to develop best-in-class core risk and profitability models and decision support tools for all aspects of credit risk decision points across life-cycle of mortgage customers
- Partner with CCB and MB Risk stakeholders to deliver on target state mechanisms as part of BCBS sustainable compliance initiative
- Oversee key operational functions of a channel including sales, underwriting, and closing, that impact the overall credit quality of new originations
- Provide effective risk oversight through active and direct engagement with the business unit being supported
- Lead Risk Management oversight and governance for portfolio acquisitions, loan sales, flow programs and bulk purchases
- Manage key risks for the business – credit, market, operational, reputational through quantitative analysis in conjunction with qualitative assessments
- Proactively manage key risks for the business – credit, market, operational, customer experience, financial, reputational through quantitative analysis in conjunction with qualitative strategic assessments
- Participate in the production model documentation to senior management
- Provide information to management by assembling, interpreting and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations to Senior Management
- Work closely with upstream and downstream partners to communicate outcomes and analysis
- Ability to understand and comprehend originations policies, processes, and technologies to effectively identify testing population/sample requirements
- Minimum of 3 years experience in mortgage originations
- 10+ years experience in the mortgage business, within a Mortgage Banking Risk function
- Excellent understanding of mortgage banking and its related risks
- Significant accounting knowledge, including experience in assessing the risks presented in audited and interim financial statements
- Demonstrated ability to build collaborative relationships at both AE and management level business partners and counterparty senior management while managing risk to an appropriate level
CCB Risk-Mortgage Job Description
- Support all results through appropriate documentation
- Mentor other analysts to help them develop their risk management skills and knowledge
- Assist in data and forecast results analysis in a business and financial context
- Successful candidates will have had statistics or econometrics courses at the graduate level
- Self-starter, the ability to work in a team environment working independently
- Proficiency in use of MS Office including Excel, MS Access, Word, PowerPoint
- Proven ability to operate strategically and proactively tactically and responsively
- Experience in adhering to established policies, procedures, recommending changes thereto as necessary
- Proven experience in the creation and maintenance of processes to ensure timely completion of risk functions within established SLA’s
- Demonstrated excellence in organizational, oral and written communication skills and ability to work across multiple priorities simultaneously
- Skilled in team management, including hiring, performance management, and organizational structure, within acceptable expense parameters
- Minimum of a Master's degree in a field that provides a strong background in finance, economics and statistical methods
CCB Risk-Mortgage Job Description
- Extensive operational experience or knowledge in Originations and Servicing/Default required
- Bachelor’s degree in Economics, Statistics, Engineering, Science, Management or other quantitative field
- At least 7 years of risk management experience in Mortgage or other consumer lending business
- Knowledge of the Mortgage forecasting, macroeconomics and Finance
- Familiar with mortgage Cash-flow
- Ability to work independently & manage projects and deadlines
- Able to operate in a matrixed environment
- Required to submit Change Requests to address all Coverage Analysis requirements to QA Questionnaires, Sampling, Reporting
- Two to three years experience in collections operations and/or Risk Management desired
- Lead and manage team of sr
- Extensive operational experience or knowledge in Mortgage Banking Originations required
- Minimum Bachelor’s degree in Finance/Math based discipline
CCB Risk-Mortgage Job Description
- Careful attention to detail, with keen ability to quality check own work and the work of others
- Excellent command of Microsoft products and able to produce supporting materials such as charts, diagrams, flow charts
- Create high-level summaries and narrative documents suitable for presentations to senior executives/regulators
- Excellent communication skills in writing and speaking at the fully fluent / native speaker level of proficiency
- Operations Research, Mathematics (or equivalent quantitative field)
- Bachelor’s degree in Business Management, or other related fields/experience
- Eager to learn to build solid understanding of risk analysis and how it impacts the business
- Broad conceptual understanding of data preparation and statistical modeling methods
- Ability to synthesize technical information from modeling team into layman’s terms and explanations in formats including diagrammatic overviews, summary of analytic methods
- Have equal comfort discussing technical details with senior modelers or presenting summary results to senior executives
- Ability to work independently, define target dates, develop work plans and schedule / meet with a diverse range of counterparts where much of the work may be remotely with individuals in other geographic locations
- Critical thinking skills regarding analytic material in order to spot gaps in analytic logic, methods or results likely to be flagged by senior executives/regulators, and recommend additional analytics to remediate those gaps to the modeling team