Risk Policy Manager Resume Samples

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D Schultz

Deion

Schultz

99060 Jerel Views

New York

+1 (555) 784 5268

99060 Jerel Views

New York

Phone

p +1 (555) 784 5268

Experience Experience

Phoenix, AZ

Risk Policy Manager

Phoenix, AZ

Harris-O'Hara

Phoenix, AZ

Risk Policy Manager

Working with cross functional teams to investigate and resolve identified issues and to strengthen controls
Developing champion and challenger strategies using tools such as CHAID / decision tree modeling
Developing champion and challenger recovery agency segmentations using tools such as CHAID / decision tree modeling
Monitoring implementation of approvals through operations and sharing necessary feedback with relevant stakeholder
Partnering with others (both inside and outside the team) to implement and assess strategy changes
Conducting Profit & Loss (P&L) / financial analysis
Designing tests and rolling out strategies

New York, NY

Gcg-unsecured Risk Policy Manager

New York, NY

Schroeder Inc

New York, NY

Gcg-unsecured Risk Policy Manager

Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
Manage the MCA and QAF (Quality Assurance Framework) process for Risk management
Manage Credit Risk on Commercial Cards, Merchant Acquiring and Third Party counterparty risks and also provide control oversight for risk management function
Build a robust MIS to monitor credit performance; perform in-depth portfolio analysis to assess credit risk on a periodic basis
Design and manage credit policy related to new acquisition and Portfolio management for Commercial cards and Merchant acquiring business
Leverage bureau data to design strategies for the portfolio, along with the portfolio management analyst
Work closely with regional and global risk seniors to ensure CAs are approved timely and reflect the risks associated with that obligor

present

Houston, TX

VP, Risk Policy Manager

Houston, TX

Macejkovic LLC

present

Houston, TX

VP, Risk Policy Manager

present

Working closely with operations to optimize agency performance through goal setting, contests & performance management through targeted MIS
Establish solid cross-functional partnerships and networks to contribute and execute cross-functional and business initiatives
Hypothesis development, analysis, test design, test vs. control analysis, development of recommendations, and oversight of implementation
Developing, validating and/or reviewing management reporting
Perform analysis on CM /DM data on request from senior management in Business and Risk
Manage monthly Basel reporting process, oversee Data quality review and implement projects to address Basel overrides for delinquency managed portfolios
Representing Risk Management on inter-departmental Process Teams

Education Education

Bachelor’s Degree in Statistics

Chapman University

Bachelor’s Degree in Statistics

Skills Skills

Ability to quickly develop subject matter expertise across a broad spectrum of issues (“quick study”)
Strong interpersonal skills with the ability to build solid business partnerships and negotiate solutions
Ability to work independently and manage multiple projects to established timelines
Strong written and verbal communication skills
Proficiency with Microsoft Word, Excel, PowerPoint
Ability to navigate the organization through an established network
5+ years of experience in credit risk management, Wholesale Credit/credit products (see Desired Skills)
Previous policy development and/or risk governance experience
Working familiarity with regulatory, audit, and/or compliance disciplines

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9 Risk Policy Manager resume templates

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VP, Credit Bureau Risk Policy Manager Resume Examples & Samples

Determine capability of current continuity of business for each line of business to ensure a robust response in the event of system failure
Establish consistent test plans on an established schedule to ensure a functioning COB plan
Manage supplier risk management protocols with each Consumer and Business Reporting Agency
Develop an SRM scorecard for Credit Reporting Agencies establishing measures of SLA, performance and control
Engage with enterprise Supplier Risk Management to ensure transparency and consistency of evaluation across agencies
Responsible for identifying risks with suppliers in addition to addressing risks with action plans and CAP’s where necessary
5+ years experience in financial services required
Bachelor’s degree required; advanced degree preferred
Must have strong oral and written communication skills
Experience in developing policy in risk management, operations or other aspects of financial services
Specific experience in working with control issues, with either internal or external partners is desired
Requires strong cross line of business leadership skills as candidate will be expected to interact with senior leadership both internal and external to Citi
Must be highly organized, have an ability to prioritize effectively, and be a self-starter
SAS and SQL skills strongly desired
Must be proficient in Microsoft office products

Risk Policy Manager Resume Examples & Samples

Excellent written and verbal fluency in English
Business / Industry job-related experience
Strong communication, interpersonal and influencing skills
Policy and/or Risk and/or Compliance experience gained within the financial services sector
Competent with Microsoft Office Suite - Word, Excel, Outlook and Power Point and Support Central
Bachelor's degree in Finance, Accounting, Statistics, Mathematics, Economics, Risk Management
Able to interact effectively with Senior Leaders
Interaction with supervisors / regulators / auditors
Additional European / Asian language would be beneficial
Working within a corporate / regional / multi country matrix environment

Deposit Risk Policy Manager Resume Examples & Samples

Setting booking criteria for deposit accounts utilizing internal and external data, including credit bureau data, deposit bureau data, internal data and alternate data sources
Monitoring new account performance and providing updates to senior management
Partnering with product teams, branches, operations and technology to implement new strategies
Create new account monitoring strategies and partner with Fraud Operations to implement these strategies
5+ years of analytic experience in Fraud or Risk Management at a financial institution. Experience with first party fraud and/or liability products preferred
Bachelor’s Degree required (Master’s or above preferred) in a quantitative field such as engineering, statistics, mathematics or economics
5+ years of SAS/SQL or equivalent experience required
Ability to interpret analytic results and present/summarize for management review

VP, Risk Policy Manager Resume Examples & Samples

Segmenting accounts using CHAID/CART methodologies to design champion/challenger collection strategies
Performing hypothesis testing using Statistical Experimental Designs such as Factorial Trials and Principle Analysis to determine impact from new treatments
Representing Risk Management on inter-departmental Process Teams
Minimum 5+ years experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS (preferred), SPSS, Statistica, S+ or some equivalent
Ability to independently develop robust statistical segmentation models
The successful candidate will have demonstrable analytic and project management skills

Risk Policy Manager Resume Examples & Samples

Responsible for creating an internal risk grading model for new corporate acquisitions
Responsible for recommending credit lines using risk tool & scorecards
Monitoring implementation of approvals through operations and sharing necessary feedback with relevant stakeholder
Supporting the business and collections team in delinquency review and management
Education: CA/CFA/Cost Accountant/ MBA(Finance) With upto 2 years of work experience in working capital lending / SME underwriting / financial analysis
Ability to analyze company financials including but not limited to Balance sheet/P&L account/bank statements/external rating reports
Candidates from BFSI industry will be preferred
Essential skills

Global Risk Policy Manager Resume Examples & Samples

Take projects from original concept through final implementation
Develop work plans, schedules, project estimates, and status reports
Liaise between various risk groups as well as between Risk, Business, Legal and Operational
Manage projects that may cross multiple functional areas and businesses
Proficient in Microsoft Office, Microsoft SharePoint Development
Highly competent and experienced at multi-tasking
Ability to work under pressure and independently with a mix of self-direction and guidance
Strong work ethic and desire to improve knowledge of Risk Management processes and policies
Project Management Skills, including the ability to manage small to medium projects
Communication skills of complex concepts to a diverse audience, including senior management
Demonstrate integrity and sound/independent judgment, and know when to seek guidance as needed
Display a proactive approach to problem solving and the ability to meet tight deadlines
Writing ability, including ability to translate concepts into easy to understand policies
Generalist: Ability to understand wide breadth of knowledge of risk policies for interpretation

Risk Policy Manager Resume Examples & Samples

Produce presentations and communicate results to multiple levels of the business and technical organization
Manage and coordinate data quality and data conversion efforts for regulatory reporting and pre-CitiRisk remediation
Explore, plan and manage multi-region software delivery for regulatory and internal audit reporting
Explore, plan and manage multi-region software delivery for credit approval, credit management and document management
Explore and plan an integration and consolidation strategy for 3-region CPB technologies to evolve a best of breed platform anticipating a simplified conversion to CitiRisk
Team member reports into the CPB Risk chain and has high visibility to all levels of business and technology management as well as to all levels of on-shore/off-shore tech staffs
Education BA/BS, graduate degree is a plus
5 to 7 years of relevant experience in a similar role
Experience/knowledge of programming, database design/implementation/maintenance, workflow design and business reporting tools
Advanced user of Microsoft Excel, Access, PowerPoint, SharePoint, incl. experience with Adobe Flex and SAP Business Objects is necessary
Experience/knowledge playing the user role in system integration projects, provide input to test plans and test scenarios
Ability to create and/or interpret process flows depicting business processes and synthesize information to senior management
Ability to act autonomously, deliver results on large scale projects, and propose viable pragmatic solutions
Basic understanding of credit risk management, corporate finance, and portfolio management
Attention to detail and ability to multi-task, work under pressure and effectively prioritize assigned tasks
Effective communication skills at various management levels

VP, Risk Policy Manager Resume Examples & Samples

Evaluating the financial and non-financial effectiveness of current loss mitigation treatment policies and programs. Includes completing P&L analysis and using CHAID / CART methodologies to de-average performance
Developing hypotheses, designing champion vs. challenger tests, overseeing implementation and execution of tests, completing test analysis and making recommendations
Ensuring that loss recognition / charge-off controls and monitoring are robust and fully compliant with OCC guidance and Citi policies
Participating in creating system requirements for new loss mitigation strategies and representing Risk Management throughout the development of new policies and strategies
Minimum of 5+ years related analytic experience using quantitative analysis, preferably in a risk context. Credit card experience preferred, but not required
Minimum 5+ years of experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS (preferred), SPSS, Statistica, S+ or some equivalent
Experience with SQL programming in a UNIX environment is preffered
Ability to independently develop robust statistical segmentation models, conduct analysis and assess impacts from collection treatments/strategies
Outstanding communication and presentation skills, excellent interpersonal skills
Ability to establish solid cross-functional partnerships and networks to contribute and execute cross-functional and business initiatives
Successful candidate will have demonstrable analytic, problem solving and project management skills

Risk Policy Manager Resume Examples & Samples

Partnering with Branded Cards and Retail Services Risk Modeling teams to (1) develop recovery scoring and non-scoring models and (2) assess vendor scores and attributes for potential inclusion in recovery scoring models and non-scoring models. Non-scoring models include CHAID / decision tree models
Assessing recovery segmentation performance, including completing regular monitoring for CHAID / decision tree models and reviewing results with Risk, Operations and Modeling teams
Participating in creating system requirements for new recovery strategies and representing Risk Management throughout the development life cycle of a new strategy
Making significant contributions in the development of analytical tools used in the assessment of recovery strategies
Working with cross functional teams to investigate and resolve identified issues and to strengthen controls

VP-risk Policy Manager Resume Examples & Samples

Strong analytical skills. Superb attention to detail
Strong demonstrated writing ability; to clearly and succinctly convey his/her analysis and views to an audience of senior managers. (Writing Sample Required)
An ability to drive tasks through to completion, with periodic guidance
Flexibility in thought and approach; able to introduce creative solutions and enact reasonable judgment for complex issues that have no ‘right’ answer
4+ years' work experience preferred; those with less experience may be considered given relevant investment product knowledge or risk management experience
Familiarity with hedging and investment products and services including derivatives. Genuine interest in expanding knowledge of investment and hedging products and services

Risk Policy Manager Resume Examples & Samples

Responsible for assisting in developing/revising risk management policies to address outstanding issues from external regulators, internal & external auditors, and issues raised by internal risk management and business management
Participate in working groups, as required, to develop new policy for significant business and cultural changes
Liaison with senior managers across ICG Global Risk and the businesses
Responsible for documenting product standards and guidelines for new/existing product programs
Respond to risk management questions from a public mailbox; provide interpretation, guidance and reference material for risk management related questions
Incorporate Policy awareness and knowledge into Learning and Development strategy
2-4 years of Credit and Risk Management Lending Experience
Advanced writing ability
Demonstrated relationship management skills
Strong communication skills including presentations to senior management

Risk Policy Manager Resume Examples & Samples

At least 7 years of working experience
On-the-job knowledge in mortgage, consumer lending or credit card risk management
Must have reasonably good local industry and consumer banking field connection
Strong analytical skills and proficiency in quantitative methodologies
Strong business sense, with the ability to balance revenue and risk in designing credit policy to support business growth
Able to work under pressure
Ability to manage multiple projects, problems and ambiguity and also manage situations caused by non-controllable factor
Have strong initiative and high level of integrity

Mortgage Risk Policy Manager Resume Examples & Samples

Provide meaningful inputs to Acquisition Risk Manager to develop / modify credit policies to address both opportunities for expansion of volume as well as mitigate any quality/performance issues of any segment
Proactively initiating credit policy revisions arising out of change in regulation or other environmental factors viz. legal or market changes
Actively engage with mortgage product & sales teams, to identify areas of opportunity/concern related to credit policy
Actively engage with credit operations teams, particularly mortgage credit initiation, while developing / reviewing credit policy and risk control framework
Manage Quality & Control assessment as applies to credit risk policy and process in the area of new mortgage account origination, including mortgage credit vendors viz. valuation agencies and conveyancing firms
Use of automated decision tools available to the business to drive new business / portfolio actions in a controlled manner
Manage systemic controls through policy decision engines and other system platforms
Monitor through-the-Door (TTD) originations and ensure that these meet applicable benchmarks
Ensure and monitor strict compliance with all regulations and controls as set by the Bank, Global Risk and external regulatory authorities
Support business to achieve consistent satisfactory audit rating, through MIS and risk policy inputs
Minimum of 5 years of work experience – preferably in banking / financial service industry. Experience in a multinational bank and/or Risk Management would be an added advantage
Self-motivated, possess initiative and committed to quality
Strong team player with ability to work and think independently
Proficiency in the English language (both verbal and written)

Risk Policy Manager Resume Examples & Samples

Identifying opportunities to increase recurring payment enrollments
Developing champion and challenger strategies using tools such as CHAID / decision tree modeling
Qualifications include an undergraduate degree in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field. Graduate degree is highly desirable
Minimum of 5+ years related analytic experience using quantitative analysis, preferably in a risk management context. Credit card experience preferred, but not required
Strong conceptual, analytical / problem solving and communication skills + comfort dealing with ambiguity
Ability to independently lead strategy and analytical projects from idea to implementation to post-implementation validation and performance monitoring
Ability to establish cross-functional partnerships (especially with Risk Modeling, Operations and IT / Technology) to drive implementation of key initiatives
Ability to independently assess operational issues and develop remediation plans

VP, Risk Policy Manager Resume Examples & Samples

Designing tests and rolling out strategies
Conducting Profit & Loss (P&L) / financial analysis
Partnering with others (both inside and outside the team) to implement and assess strategy changes
Build and/or participate in cross-functional or cross-area project teams
Experience with SQL programming in a UNIX environment will also be helpful

Risk Policy Manager Resume Examples & Samples

Provide leadership to drive strategy changes, initiatives and decision-making for existing customer management in lending portfolios, through analytics, scorecard strategy development and implementation
Drive analytics to enhance understanding of customer relationship data across Citi to drive product strategies
Risk scorecard understanding and analysis including; cut-off analysis, score-based portfolio segmentation, profitability analysis and the monitoring of scorecards
Develop analytical frameworks to understand our customers' behaviors and patterns
Communicate initiatives and results to senior risk and business managers
Provide end-to-end support, from analytical assessment to policy development and finally implementation. Work closely with functional counterparts, to evaluate strategies and to implement policy/programs which will enhances the portfolio management, loss mitigation, sales growth while ensuring adequate portfolio quality and profitability
Bachelors Degree required, preferably in a quantitative field such as statistics, mathematics or economics (Masters preferred). Candidate should have a strong programming background and be highly analytical. 4+ years of hands-on SAS/SQL coding experience required. Highly organized, self-learner able to work in a fast paced environment with limited supervision and have the ability to manage multiple projects
Solid system utilization skills including spreadsheet and mainframe programs
Strong ability to interpret analytic results and present/summarize for management review
Experience in retail bank lending will be a plus
Excellent written and verbal communication skills essential to communicating results

Consumer Mortgages Credit Risk Policy Manager Resume Examples & Samples

Liaise with stakeholders across the consumer mortgages business in proactively reviewing, managing e.g implementing consumer mortgages credit policy
Ensure that consumer mortgages policy and practice is compliant with Citibank Global Risk Policy
Working with the Head of Mortgages Risk to ensure that the expectations of external and internal auditors (including regulators) are met
Review consumer mortgages portfolios and MIS performance regularly and move quickly to highlight, and in consultation with the Head of Mortgages Risk, act on any high risk segments
Contribute to and/or manage the production of presentations to local, regional and global stakeholders as well as regulators, liaising with stakeholders across the consumer mortgages business where required
Deliver mortgages specific training in conjunction with consumer mortgages team and Head of Mortgages Risk, as well as identify, develop and execute other training requirement for credit officers, collections staff or other business stakeholders

Collection Risk Policy Manager Resume Examples & Samples

At least 3 years experience in Collection or Credit Risk
Skill to use SAS and/or SPSS Clementine will be useful but not a pre-requisite
Fluent communication both in English and Bahasa Indonesia both verbally and in writing
Strong analytical & critical thinking
Ability to work well across organizational boundaries
Sensitivities to deadlines

Risk Policy Manager Resume Examples & Samples

Build targeting rules for back end check reviews and other risky transaction reviews
Partner with modeling team to develop new and manage existing scores
Key liaison with Fraud Operations, responsible for building review policies and procedures, managing capacity and monitoring defects
Build and maintain MIS on rule performance and operations effectiveness
Undergraduate degree in Statistics, Economics, Engineering, Finance, Mathematics, or other quantitative field. Graduate degree preferred
5+ years of analytic experience. Fraud or Risk Management Policy experience preferred
Minimum 3 years of experience in statistical analysis with working knowledge of SAS and SQL or equivalent
Ability to work independently and comfort dealing with ambiguity
Ability to lead strategy and analytical projects from conception to implementation
Ability to establish cross-functional partnerships to drive implementation of key initiatives

VP, Risk Policy Manager Resume Examples & Samples

Minimum of 5+ years related analytic experience using quantitative analysis, preferably in a risk management context or in an environment where Champion vs. Challenger tests are common
Credit card or consumer finance experience preferred, but not required
Self-motivated, with the willingness and ability to navigate a large organization

VP, Risk Policy Manager Resume Examples & Samples

Responsible for implementation of key projects in LLR, CCAR and Basel III that are of strategic importance
Prepare CM & DM LLR recommendation for CPB. Interface with Senior Risk Managers, Finance and Risk partners within the firm in ensuring accurate and timely reporting of the results
Perform analysis on CM /DM data on request from senior management in Business and Risk
Manage monthly Basel reporting process, oversee Data quality review and implement projects to address Basel overrides for delinquency managed portfolios
Partner with Business partners and CORA to get Risk Rating scorecards approved
Partner with Risk Systems and Technology, Finance and Operations in delivering complex technology initiatives
The candidate should have 5-7 years of experience
The candidate should be conversant with Basel III rules for Classifiably Managed and retail/Delinquency managed, in-depth understanding of Basel sensitive data attributes
The candidate should be experienced with CCAR 14A stress loss estimation process, be knowledgeable on the model requirements and manage model developer
The candidate should have exposure to Risk Rating scorecard development and maintenance
The candidate should be analytically inquisitive, should work well in a team, and should possess strong problem solving capabilities
Work closely with regional risk teams in accomplishing common project deliverables
The candidate must have proven project management experience and ability in delivering complex projects
Wholesale and retail credit risk experience is required
Advanced user of Microsoft Excel including macros, Access, PowerPoint, Sharepoint, Business Objects and Adobe Standard. Experience with Visual Basic is a plus
Minimum education requirements are BA/BS in Economics, Finance or Mathematics. A graduate degree is preferred in the same field

Cards Risk Policy Manager Resume Examples & Samples

Develop, maintain and manage Credit and Collection policies to provide optimal risk and reward trade-off
Track portfolio trends and initiate timely control actions
Liaise with internal stakeholders and keep them abreast of credit performance and proactively drive actions as necessary. Ensure clear communication of priorities/deliverables to manage expectations
Work with credit operations unit implementation and governance of credit policies
Assess and revise Cards risk appetite framework including development of appropriate benchmarks. Initiate champion/challenger initiatives to test boundaries while maintaining healthy risk returns
Ensure timely completion of regional deliverables including concentration reports, status updates and any other ad hoc deliverables
Needs to be point of contact for stress test related activities for the unsecured portfolios including liaising with the global modelling team and regional teams to ensure timely development of loss forecasting models, submission of loss outcomes and documentation
University degree (Quantitative Academic qualification preferred)
Minimum of 5 years in similar role
Strong analytical and data mining techniques – such as SAS programming, decision tree tools and Excel (exposure to modelling techniques will be an advantage)
Knowledge of credit card business and risk management
Ability to present analytical trends into meaningful actionable strategies while thinking holistically
Proactive identification of issues/pressure points and initiation of corrective actions as necessary
Strong organisational skills : planning, follow-up, execution skills to drive intended results in a high pressure environment
Self-confidence and initiative

Gcg-unsecured Risk Policy Manager Resume Examples & Samples

Design and manage credit policy related to new acquisition of Bankcards and Ready Credit. Support tactical and strategic Risk Analytics projects for the businesses
Work closely with relevant stakeholders in Product, Sales, credit Operations to refine policy and process requirements
Continuous evaluation of effectiveness of current policies and strategies, highlighting concerns if any and proposing remedial actions, Close tracking of portfolio performance using SAS and decision tree
Design relevant benchmarks for the new portfolio to enable portfolio to remain within acceptable risk framework. Close monitoring of the performance against these benchmarks, along with detailed investigation in case of breaches
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes. Design tests to expand the customer base within acceptable target segment. Leverage bureau data to design strategies for the portfolio, along with the portfolio management analyst
Possess/ develop expertise on unsecured systems, especially the Credit Decision Engine. Partner with Technology, Operations and Business teams for system enhancements related to unsecured policy implementation. Participate in relevant system developments by getting involved in development, UAT and production cutover stages
Ensure timely and accurate reporting of acquisition related data internally and externally
Ideal candidate will have a degree holder with at least 7-8 years of work experience
Excellent knowledge of SAS and spreadsheets. Prior experience in data analytics and SAS system will be highly desirable
Knowledge of Consumer asset products would be helpful. Prior work experience in Risk Management, Credit Operations, or Decision Analytics will be an added advantage
Good communication skill (verbal & written) and able to articulate point of view and interact well with business partners
Strong team player and relationship management skill. Ability to effectively network with co-worker from cross functional and multi-task in a fast paced environment

Gcg-unsecured Risk Policy Manager Resume Examples & Samples

Design and manage credit policy related to new acquisitions for Bankcards and Ready Credit products. Support tactical and strategic Risk Analytics projects for the businesses
Design relevant benchmarks for the new portfolio to enable portfolio to remain within acceptable risk framework
Close monitoring of the performance against these benchmarks, along with detailed investigation in case of breaches
Design tests to expand the customer base within acceptable target segment
Leverage bureau data to design strategies for the portfolio, along with the portfolio management analyst
Partner with Technology, Operations and Product teams for system enhancements related to unsecured policy implementation. Participate in relevant system developments by getting involved in development, UAT and production cutover stages
Good knowledge of SAS and spreadsheets
Prior experience in data analytics and SAS system will be highly desirable
Knowledge of Consumer asset products would be helpful
Prior work experience in Risk Management, Credit Operations, or Decision Analytics will be an added advantage
Good communication skill (verbal and written) and able to articulate point of view and interact well with business partners
Strong team player and relationship management skill
Ability to effectively network with co-worker from cross functional and multi-task in a fast paced environment

Gcg-unsecured Risk Policy Manager Resume Examples & Samples

Manage Credit Risk on Commercial Cards, Merchant Acquiring and Third Party counterparty risks and also provide control oversight for risk management function
Design and manage credit policy related to new acquisition and Portfolio management for Commercial cards and Merchant acquiring business
Work closely with relevant stakeholders in Product, Sales and credit Operations to refine policy and process requirements
Continuous evaluation of effectiveness of current policies and strategies, identifying opportunities, highlighting concerns if any and proposing remedial actions, and close tracking of portfolio performance
Review and approve Credit appraisals (CA) on high risk/value relationships (Commercial cards, Merchant acquiring and counterparty risks)
Work closely with regional and global risk seniors to ensure CAs are approved timely and reflect the risks associated with that obligor
Ensure all the annual CA reviews are carried out on time
Build a robust MIS to monitor credit performance; perform in-depth portfolio analysis to assess credit risk on a periodic basis
Manage the MCA and QAF (Quality Assurance Framework) process for Risk management
Knowledge on assessment of company financials statements would be beneficial
You should have strong portfolio analytical and financial analysis skills, with demonstrated ability to conceptualize and clearly communicate the analytical findings, both verbally and in writing

Risk Policy Manager, VP Resume Examples & Samples

Establishes policy governance, management and administration approaches. Implement a policy center of excellence operating model for ongoing policy governance and administration
Implements and manages the Policy on Policies
Implements and manages a consistent policy development and maintenance governance review & approval process
Implements and manages appropriate set of templates, standards, styles and definitions. Monitors the consistency and adequacy of policy application
Develops a timeline and manages conversion of existing policies to updated standards
Initiates effort to reduce policy burden on enterprise. Develops, implements and manages plans and processes to streamline and retire policies. May involve development of regional and international policies
Select, implement a centralized policy management application. Manages the centralized storage of all policies and related documents and establishes a workflow to ensure proper review and approval for policy lifecycle
Develops, implements and manages a process to ensure that new regulations, products, strategic initiatives are incorporated into policy
Ensures alignment of policy across entities and region
Collaborate with a team in overseeing, coordinating and managing policies, primarily across risk management
Provides shared service and coordinate policy development / updates with other key risk subject matter experts. Plan for enterprise policy oversight
Develops and approves policies and procedures on prospective products and ensures that documentation criteria are in accordance with internal standards as well as external regulatory and legal requirements
Reviews policies and procedures to ensure their appropriateness and adequacy against industry best practices and regulatory requirements
Leads other risk management colleagues to drive significant advancement of practices across the enterprise
Manage relationships across risk management and policy owners, coordinates with other colleagues within organization, with training for policy and regulation content and with Legal on key components of policy
May handle external regulatory entities as requested
Develops key relationships across the Region and Head Office
Extensive knowledge of risk management, risk governance best practices
Deep industry experience in banking and risk management rules and regulations
Experience with policy best practices
10-15 years demonstrated experience in risk management
Strong communication, writing and presentation skills
Strong work ethic, ability to make decisions and work under tight deadlines
15% travel required

Risk Policy Manager, Operational Risk Resume Examples & Samples

Manage the development of varied risk management policies, concerned with variety of risk such as operational, market, credit, counterparty, and the like. Communicate standards and methodology for direct reports
Confer with management of unit(s) for which risk policies are being developed, in order to understand business processes and operating conditions. Confer with unit and senior management to develop standards for developing the corporation's risk policies
Conduct, or supervise the conduct of reviews of operating unit performance that assess how practices and operations conform to regulatory requirements. May review large and complex quantitative reports that document unit performance
Manage the development and presentation of positions, recommendation, and metrics for senior management
Manage the performance of subordinate staff. Provide for professional or technical growth through assignment, mentoring, or training
Knowledge of operational risk framework required
Previous managerial experience required
Previous experience with policy, standards or procedure development required
Strong collaboration and consensus building skills
Previous experience supporting senior management governance committees, a plus
Mortgage experience, a plus

VP, Risk Policy Manager Resume Examples & Samples

Four year degree in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field. Graduate degree is highly desirable
Minimum 5+ years of Credit Cards related experience or 6+ years related analytic experience using quantitative analysis, preferably in a risk context
Experience with segmentation / decision tree

VP, Risk Policy Manager Resume Examples & Samples

Developing champion and challenger recovery agency segmentations using tools such as CHAID / decision tree modeling
Working closely with operations to optimize agency performance through goal setting, contests & performance management through targeted MIS
Develop/ Optimize recovery strategies for Litigation including selection & treatment
Assessing recovery segmentation performance, including completing regular monitoring and reviewing results with Risk, Operations and Modeling teams
Representing Cards Recovery Risk on inter-departmental process teams
Undergraduate degree in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field
Minimum of 5 years related analytic experience using quantitative analysis, preferably in a risk management context
Loss mitigation experience highly desirable
Chaid segmentation/ Decision tree experience preferred
Ability to establish cross-functional partnerships (especially with Operations and IT / Technology) to drive implementation of key initiatives

VP, Risk Policy Manager Resume Examples & Samples

Partner with Collections Operations to ensure adherence to Collections requirements in Global Consumer Credit and Fraud Risk Policies (including requirements for collections management, people, technology, process, strategy, control, event risk management, vendor management, and portfolio MIS). Includes identifying policy adherence gaps, developing corrective action plans, obtaining approvals for temporary exceptions, completing remediation and obtaining approvals to officially close gaps
Lead Risk review of monthly Collections Capacity Plan, including validating adherence to GCCFRP requirements, reviewing key assumptions and identifying any issues or concerns
Lead development of Citi Client First Collections strategies for customers with multiple card accounts – Includes completing benchmarking, developing improvement hypotheses, completing analysis to prove or refute hypotheses, designing tests, securing approvals partnering with Operations to implement test, overseeing test execution, reading test performance and developing recommendations
Bachelor’s Degree (Masters or above preferred) in finance, economics, statistics, engineering, mathematics, operations research or other fields with a strong focus on quantitative analysis
Superior conceptual skills and problem solving ability
Demonstrated ability to deliver results that significantly improve performance
Ability to develop partnerships, work cross functionally, and influence Risk Management, Operations and external constituencies
Proven history creating, manipulating, and analyzing large data sets using SAS, SQL, or other similar software to create solutions and customer segmentations that significantly impact business results
Expertise with Microsoft Excel, PowerPoint and Word
Prior champion / challenger, CHAID / decision tree and/or Collections or Recovery experience is desirable, but not required

Risk Policy Manager Resume Examples & Samples

Setting policies and procedures for fraud operations reviews of deposit accounts to mitigate first party fraud and credit losses
Liaison between analytics team and operations team to successfully implement risk mitigation strategies
Review large loss events to identify analytics, policy and operational defects and improve processes to limit future losses
Partner with Fraud Operations team to improve their training and processes to improve efficiency and effectiveness
Manage vendor relationships with debit bureaus including vendor oversight, contacts, data contributions and product enhancements
5+ years of risk or fraud management experience required in financial services or related field
Undergraduate (or higher) degree in quantitative field preferred
Ability to lead projects from conception to implementation

Risk Policy Manager Resume Examples & Samples

Participate in the policy development, management and governance processes supporting commercial credit risk policies
Lead work groups to perform Scheduled Reviews of policy and related documents, including team formation, drafting and socialization
Partner with Business Unit Risk and LOB teams in support of local policy development and monitor completion of governance deliverables
Collaborate with Business Unit Risk and LOB management to identify risk issues and develop risk policy solutions
Support policy development in response to regulatory, audit, and credit review exam findings
Provide policy advice and consultation to employees on the application and interpretation of policy
Develop and deliver policy communication and training, including articles, decks, and other resources
Manage policy content storage and delivery through loading, publishing, and quality assurance routines within Vignette Content Management
Prepare governance presentations and monthly reporting for Enterprise Credit Risk
Collaborate with Enterprise Credit Risk colleagues to support credit risk program deliverables and leadership priorities
Manage governance documentation in compliance with record retention requirements
Assist with research and retrieval of archived policy in response to legal discovery or internal/external exam inquiries
5+ years of experience in credit risk management, Wholesale Credit/credit products (see Desired Skills)
Previous policy development and/or risk governance experience
Ability to quickly develop subject matter expertise across a broad spectrum of issues (“quick study”)
Ability to work independently and manage multiple projects to established timelines
Strong interpersonal skills with the ability to build solid business partnerships and negotiate solutions

VP, Risk Policy Manager Resume Examples & Samples

Measuring impacts and forecast volumes and performance of segmentation strategies and emerging trends using SAS, SQL, UNIX programming, regression techniques, ad statistical methods
Segmenting accounts using CHAID/CART methodologies to develop Collections strategies in intensity, entry, payment programs, litigation, agency placement, off shoring, and Debt Sales
Contributing to development of analytical tools to assess risk and policy
Focusing on segmentation analytics and strategy development for various card portfolios
Using statistical methods to classify accounts based on risk and collections treatment efficiency
Work with cross functional teams to investigate and resolve issues and strengthen controls

VP, Risk Policy Manager Resume Examples & Samples

Hypothesis development, analysis, test design, test vs. control analysis, development of recommendations, and oversight of implementation
Designing tests and rollout strategies
Analyzing tests and performance using SAS
Conducting P&L analysis
Developing, validating and/or reviewing management reporting
Partnering with others (both inside & outside the team) to implement and assess strategy changes

VP, Risk Policy Manager Resume Examples & Samples

Representing Risk Management on inter-departmental process teams
Researching and applying new statistical techniques that can improve predictive power of collections models
Minimum 5+ years of Credit Cards related experience or 5+ years related analytic experience using quantitative analysis, preferably in a risk context
Minimum 5+ years’ experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS (preferred), SPSS, S+ or some equivalent

VP Collections Risk Policy Manager Resume Examples & Samples

5+ years’ experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business objectives
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency

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