Loan Analyst Resume Samples

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P Leffler

Patrick

Leffler

4719 Macejkovic Passage

Phoenix

+1 (555) 660 1784

4719 Macejkovic Passage

Phoenix

Phone

p +1 (555) 660 1784

Experience Experience

Chicago, IL

Loan Analyst

Chicago, IL

Dicki and Sons

Chicago, IL

Loan Analyst

Establishes accurate closing date and monitors promised closing dates to meet those established. Meets standard for closing percentage of loans processed
Complete all HMDA information to ensure accuracy of HMDA Information prior to submitting the loan to the Closing Department
Maintain accuracy of the company’s database by reviewing and updating information as it is received
Handling of related administration tasks such as records filing or submission of KPI
Helps resolve problems during loan processing
Updating of the relevant details in internal loan records and schedule systems
Initiates and maintains contact with customers throughout, assisting them with any questions

San Francisco, CA

Mortgage Loan Analyst

San Francisco, CA

Connelly-West

San Francisco, CA

Mortgage Loan Analyst

Annual valuation of the loan portfolio to provide senior management with an early warning system to identify loans for potential impairment, aides in the evaluation of loans in default and ensures compliance with the International Financial Reporting Standards (IFRS), Financial Accounting Standards Board (FASB), Insurance Regulators and Federal Home Loan Bank Board regulations
Interacts on a daily basis with correspondents, borrowers, legal representatives of borrowers and various internal committees of the Western & Southern Financial Group (and/or independent investment customers) including, but not limited to, Eagle investment professionals and Mortgage Loan Servicing
Assists in portfolio management issues, including prepayments, assumptions and constructions issues
Develops working relationships with borrowers/developers, appraisers, contractors and other real estate professionals in connection with administering mortgage loan transactions
Independently gathers information from external sources (mortgage bankers/appraisers/leasing companies and the internet) to be utilized in the underwriting of potential loans
Reviews operational procedures and methods, maps current business processes, defines and analyzes business activities, identifies best practices, and recommends improvements
Serves as a liaison among software engineering, application services, software vendor(s), and the business, including functioning as a subject matter expert (SME)

present

Boston, MA

Senior Loan Analyst

Boston, MA

Leuschke, Towne and Bednar

present

Boston, MA

Senior Loan Analyst

present

Process/Underwrite a variety of complex loans including, but not limited to, Residential, Commercial Real Estate, complex entity structures, and unsecured loans
Complete KYC client onboarding due diligence for all loan types
Partner with the Closing/Funding Department to ensure a timely closing. Work with escrow/closing agents to coordinate closings
Utilize and apply FNMA, QM, ATR and investor guidelines to ensure that all loans comply with industry guidelines
Utilize Lexis-Nexis, AM Best, Myfirstam.com, CT Lien Solutions, Dun and Bradstreet, Lareta, SWBC.com, etc. to facilitate the processing/underwriting of loans
Perform duties & responsibilities specific to department functions & activities or as assigned by supervisor
Size and qualify loans for approval and present deals to Executive Loan Committee (ELC). Collaborate with Relationship Managers (RMs), ELC, and clients to help determine loan structure, loan amounts, and products

Education Education

Bachelor’s Degree in Business Administration

University of Kentucky

Bachelor’s Degree in Business Administration

Skills Skills

Deposit and Loan Quality Assurance Analysts often works under high pressure and stringent deadlines, maintaining attention to detail is of utmost priority
Demonstrates strong knowledge of Microsoft Office products
Strong organizational skills with the ability to prioritize multiple projects and effectively meet deadlines
Demonstrates strong attention to detail
Demonstrates strong ability to organize and prioritize work
Demonstrates strong ability to meet deadlines
Ability to identify and resolve exceptions and to analyze data
Demonstrates strong verbal and written communication skills
Demonstrates strong 10-key, alpha, numeric and visual comparison skills
Demonstrates knowledge of the construction process

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15 Loan Analyst resume templates

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Mortgage Loan Analyst Resume Examples & Samples

Provides business analysis support for business and functional applications, including analyzing and documenting business processes and translating user requirements to software development teams and third party software providers
Serves as a liaison among software engineering, application services, software vendor(s), and the business, including functioning as a subject matter expert (SME)
Consults with vendors on technical aspects of assigned applications
Consults with internal customers to identify, analyze, refine and document business requirements
Works in collaboration with technical IT resources to develop estimates and implementation plans for technical solutions to business needs within approved project budgets
Develops and maintains project schedules and produces project reports and documentation
Identifies requirements for testing, develops test plans, works with users to develop test scripts and coordinates test transmissions, as required
Performs post-deployment validation for complex applications
Reviews operational procedures and methods, maps current business processes, defines and analyzes business activities, identifies best practices, and recommends improvements
Responsible for researching new applicable technologies to assist in determining the best and most practical technical direction
Works with infrastructure and computer operations teams to resolve client technology issues following through until resolved
Creates and modifies policies, templates and other business-related information in complex applications
May be responsible for creating, coordinating or implementing technology business processes and procedures in accordance with OCC and/or FFIEC audit requirements
Provides training and may lead the work of others
Business process analysis including creating and interpreting process maps and flowcharts
Conducting functional, regression and usability testing of software applications
Project management including developing and maintaining project plans
Understanding of how to leverage technology in a corporate environment and awareness of the business context of a technical solution, including the political context and the various stakeholders
Requires technical and banking business knowledge, training, and understanding of job's requirements
Requires a minimum of four (4) years of relevant work experience with at least two years experience working with mortgages
Experience working with mortgage lending, retail lending, residential morgages and securities lending
Experience creating test case and test scripts a plus
~or~
Any equivalent combination of experience, education, and/or training approved by Human Resources

Loan Analyst Resume Examples & Samples

Interest computation / monitoring of dates and amounts due or payable in accordance with the terms of the Loan Agreement
Preparation of related correspondence and payment instructions (internal and external)
Obtaining the required internal approvals
Updating of the relevant details in internal loan records and schedule systems
Preparation of reminders to borrowers for financial information or reports due and disseminate those to lenders
Handling of related administration tasks such as records filing or submission of KPI

Whole Loan Analyst Resume Examples & Samples

1+ years experience with Residential and Commercial Whole Loans
Knowledge of the front to back process in an environment of investment banking
Detail oriented and good record keeping skills
Ability to keep track of open requests and follow through on them
Proficient in MS Excel and some level of VBA coding
Strong analytical thinking to resolve matters

Whole Loan-analyst Resume Examples & Samples

1+ years experience of Residential and Commercial Warehouse Lending
1+ years industry experience
Understand operational risks
Proven ability to build, maintain and enhance relationships at all levels including interacting effectively with other key areas within the bank e.g. IT, MO, FO, Ops Control
Prior experience with reconciliations a plus

Loan Analyst Resume Examples & Samples

Demonstrates knowledge of the construction process
Demonstrates strong knowledge of Microsoft Office products
Demonstrates strong analytical and problem solving skills
Demonstrates strong attention to detail
Demonstrates strong ability to organize and prioritize work
Demonstrates strong ability to meet deadlines
Demonstrates strong teamwork skills
Demonstrates strong 10-key, alpha, numeric and visual comparison skills
Demonstrates accounting skills
Demonstrates familiarity with loan documentation and loan structure
Demonstrates ability to read and interpret loan documentation
Demonstrates ability to communicate clearly with coworkers, managers, business partners and customers
Knowledge of construction project management
Knowledge of construction lien and bond laws
Knowledge of FIS Main Frame System
Ability to understand the bank¿s loan policy and regulatory compliance
Understanding of how loan operation¿s workflows and procedures impact business partners

Mortgage Loan Analyst Resume Examples & Samples

Review and analysis of annual financial statements and rent rolls for each property
Annual valuation of the loan portfolio to provide senior management with an early warning system to identify loans for potential impairment, aides in the evaluation of loans in default and ensures compliance with the International Financial Reporting Standards (IFRS), Financial Accounting Standards Board (FASB), Insurance Regulators and Federal Home Loan Bank Board regulations
Evaluate monthly and quarterly credit rating movements in the loan portfolio
Review and set-up new commercial loan fundings, refinances, and substitutions on the loan management system
Review and set-up new agriculture loan fundings, partial releases, modifications, refinances
Annual valuation and trending analysis of the agriculture portfolio
Responding to requests from internal and external clients (third-party clients, auditors, FHLB)
Review key lease approvals for terms and financial impact
Track tenant and borrower exposure within the loan portfolio
Work with the Mortgage Loan Servicing department to process borrower requests for the release of held funds (escrow, holdback, etc.)
Bachelor’s degree in finance and/or commercial real estate with applicable experience preferred
Strong analytical and quantitative skills using Excel
Ability to independently prioritize and work on multiple projects simultaneously
Ability to communicate orally and in writing with a variety of audiences, both internal and external

Intervest Loan Analyst Resume Examples & Samples

Knowledge and understanding of income producing real estate and applicable real estate laws, notes and deeds of trust
Proficient in math and techniques involved in analysis of various income property financial data
Intermediate knowledge of loan underwriting criteria for commercial real estate established by institutional lenders
Strong analytical, organizational, interpersonal and customer services skills. Excellent written and verbal communication skills required. Acute multi-tasking skills are essential

Intervest Multifamily Loan Analyst Resume Examples & Samples

1 – 3 years of experience in income producing real estate and applicable real estate laws, notes and deed of trust, including loan documentation and file maintenance requirements
Proficient with analysis of financial and operating statements, leases, rent rolls and tax returns
Proficient in MS Office Suite and industry specific software. Working knowledge of streets and maps preferred

Coml Loan Analyst Resume Examples & Samples

Partners with management and staff to work on planning, implementation of projects that support their function
Administers all functions related to loan processing and documentation. Ensures that all policies and procedures are aligned with corporate goals and initiatives and comply with regulatory guidelines
Recommends changes in the coordination of budgets, resources and deliverables to ensure timely completion of projects
Evaluates work flow procedures and implements changes to improve efficiencies. Ensures that all policies and procedures set by business unit are being followed
Analyzes and reviews internal and industry changes and recommends changes that may impact business needs
Works individually or with a team in recommending action, scheduling and planning projects, estimating cost and managing projects to completion
4 – 7 years or more similar function and/or environment
Highest level knowledge of the products, policies and processes that relate to unit assigned
Highest level knowledge of banking operations

Senior Construction Loan Analyst Resume Examples & Samples

Ability to analyze and approve construction budgets
In-depth understanding of commercial, real estate & consumer loan documentation
Understanding of consumer and commercial loan regulatory compliance
Understanding of collateral insurance coverage (Builders Risk, Property & Liability)
Familiar with state specific real estate lending laws for states located in UMB Bank¿s footprint

RJ Bank-securities Based Lending Loan Analyst Resume Examples & Samples

Follows up on missing documentation
Schedules, coordinates loan closings, and clears for disbursement of loan proceeds
Prepares compliance and accounting records and reports, as required by management and regulatory agencies
Assists customers with moderately complex inquires or problems
Intermediate level concepts, practices and procedures of commercial and retail loan processing and documentation
Basic principles of banking and finance
Federal and State lending laws
Reviewing and interpreting commercial loan documentation and terms
For more information, contact: Lindsay Silverman at Lindsay.Silverman@RaymondJames.com

Mortgage Loan Analyst Resume Examples & Samples

Become an expert in team’s territory, understanding commercial real estate markets and submarkets and individual property type performance
Capable of generating a rough draft of the application commitment documents for use in establishing terms of a financing transaction
Support the origination of conduit loans
Candidate must possess a four year degree. Real estate finance, finance and/or accounting degree preferred

Senior Loan Analyst Resume Examples & Samples

Process/Underwrite a variety of complex loans including, but not limited to, Residential, Commercial Real Estate, complex entity structures, and unsecured loans
Analyze and summarize appraisal, leases, and property cash flow to evaluate operating performance, trends, and risks. It also entails analyzing borrower tax returns (business and personal returns), paystubs, W-2, K-1, financial statements, real estate schedules, liquidity positions, financial ratios, recurring sources of cash flow, and client ability to service debt
Review loan files for completeness, identify missing or stale documentation, and generate needs list and/or commitment letters (when applicable) for clients and RMs
Analyze each loan file, ensuring the LAW form, loan narrative (if applicable), appraisal(s), application, preliminary title report, credit report and verifications meet secondary market and First Republic Bank loan program criteria and are accurately documented
Complete KYC client onboarding due diligence for all loan types
Collaborate with Relationship Managers (RMs) and Executive Loan Committee (ELC) to help determine appropriate loan product(s), loan amounts, and optimal structure. Size and qualify loans for approval and demonstrate ability to package deals effectively for RMs to present to ELC
Communicate directly with clients as needed to obtain missing financial information and answer questions related to loan transactions
Order third party reports and open escrow (when applicable). Work with all third parties to ensure reports and deliverables are completed according to established SLAs
Partner with the Closing/Funding Department to ensure a timely closing. Work with escrow/closing agents to coordinate closings
Utilize and apply FNMA, QM, ATR and investor guidelines to ensure that all loans comply with industry guidelines
Utilize Lexis-Nexis, AM Best, Myfirstam.com, CT Lien Solutions, Dun and Bradstreet, Lareta, SWBC.com, etc. to facilitate the processing/underwriting of loans
Cross train other team members, when applicable
Must be able to manage a constant deal flow and prioritize loans appropriately to ensure timely closings
Must possess excellent quantitative skills
Quick learner and ability to manage multiple priorities
Proven ability to work accurately under pressure and meet strict deadlines
Should possess a strong sense of accountability

Loan Analyst Resume Examples & Samples

Occasional travel up to 25% may be required
Superior Academic Achievement: A bachelors degree in any field of study from an accredited college or university with either: 1) a grade point average (GPA) of 3.0 based on a 4.0 scale; 2) a 3.5 GPA based on a 4.0 scale for required courses completed in a major field of study during the last two years of undergraduate study; 3) class standing of upper third of the graduating class in the college, university, or major subdivision of the college; 4) membership in a National Scholastic Honor Society certified by the Association of College Honor Societies, excluding freshman honor societies; OR
One full-time year (12 months) of specialized work experience equivalent in difficulty and responsibility to the GS-5 grade level in the Federal service. Experience that demonstrates knowledge of basic principles, concepts, and methods of fact-finding, analysis, and problem solving techniques as they apply to investigation, analysis and evaluation of financial factors and credit risks in granting and servicing of agricultural loans. In addition, knowledge of and skill in applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements; OR
One year of graduate education OR a masters degree or higher graduate degree (LLB, JD, LLM, PhD, etc.) with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or other fields related to the position such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology; OR
A combination of graduate education and experience as listed above

Loan Analyst Resume Examples & Samples

Two full academic years of progressively higher level graduate education or master's, or equivalent graduate degree (LLB, JD, LLM, Ph.D., etc.), from an accredited college or university with a major in finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position such as agriculture, agricultural economics, farm, livestock, farm management, ranch management, rural sociology, dairy science, domestic agricultural development or agronomy OR
One full-time year (12 months) of specialized work experience equivalent in difficulty and responsibility to the GS-7 level in the Federal service. Experience that demonstrates knowledge of credit principles and practices to assess the fundamental soundness of loans by independently examining applications, supporting documents, and credit reports, and maintaining servicing activities on agricultural loans. In addition, my experience demonstrates knowledge of and skill in applying analytical and evaluative techniques to assist in assessing the effectiveness and efficiency of farm loan program operations to make recommendations for improvements; OR
A combination of education and experience as listed above

Loan Analyst Resume Examples & Samples

Responsible for Account Maintenance, Data Management, Validation and Reporting of loans for each assigned portfolio
Act as conduit for system maintenance requests, queries and correspondence between Capita and Client ensuring timely and accurate responses and an orderly flow of information
Manage the cash distributions for each assigned portfolio on the respective Interest Payment Date (IPD) in accordance with loan documentation
At pre-agreed intervals and / or as specified under Service Level Agreements, provide clients with bespoke reports detailing various aspects of relevant portfolio. Ensure relevant quality control procedures have been followed to ensure accurate information is reported
Review loan documentation for critical elements and enter pertinent information onto the servicing system; including interest rate calculations, payment structure, trigger events etc
Ensure implementation of internal controls is sufficient to effectively manage risk and minimise the potential for operational loss
Responsibility for reconciliation and reporting of Cash, Arrears, Accrual and Borrower Exposure positions to ensure key issues are identified and escalated accordingly
Respond to inquiries regarding the specific portfolios in a timely and professional manner to ensure complete customer satisfaction both internally and externally
Contribute positively towards team and department goals and deadlines and performing other duties and special projects as assigned
2 years previous relevant operations experience a distinct advantage

Commericial Loan Analyst Resume Examples & Samples

A Bachelor’s degree in Real Estate, Finance, Accounting, or Economics or related equivalent work experience equal to a Bachelor’s degree is required
0-2 years of work experience in a related capacity (i.e., internship, summer employment, etc. will also be considered). Individuals with 1-2 years of commercial banking experience would be preferred
Demonstrated analytical skills and a working knowledge of financial statements
Proficient in Microsoft Word, Power Point and Excel programs
General understanding of financial terms and principles necessary in real estate
Strong written and verbal communication skills working individually and/or as a team
Ability to communicate effectively with a wide variety of internal partners and external clients
Strong time management and organizational skills with the ability to handle multiple tasks

Mortgage Loan Analyst Resume Examples & Samples

Performs necessary underwriting in connection with new loan offerings and loan extensions
Assists in negotiating terms and conditions of loan application/commitment documents related to loan procurement. Reviews appraisals for compliance with commitment requirements
Interacts on a daily basis with correspondents, borrowers, legal representatives of borrowers and various internal committees of the Western & Southern Financial Group (and/or independent investment customers) including, but not limited to, Eagle investment professionals and Mortgage Loan Servicing
Develops working relationships with borrowers/developers, appraisers, contractors and other real estate professionals in connection with administering mortgage loan transactions
Provides reports/communication for information exchanged in surveys shared within industry peer groups
Assists with processing funding requests for construction draws and holdbacks, including review of lien waivers, supporting invoices, updated budget reports and field inspections
Assists in portfolio management issues, including prepayments, assumptions and constructions issues
Minimum of two years experience (Financial Analysis, Commercial Lending, Servicing Administration, Asset Management, and/or Property Management) with a working knowledge of income property credit analysis, and/or loan closing documentation
Demonstrated excellent verbal and written communication skills with the ability to successfully interpret and communicate business needs between internal system groups and external vendors in a clear, focused and concise manner. This includes strong telephone communication and etiquette skills. Expected to provide examples of written work such as correspondence, reports and projections
Proven experience coordinating multiple projects/assignments simultaneously, and completing assigned tasks accurately and on a timely basis
Demonstrated ability to receive, organize and manage large amounts of diverse information and documentation. Must cite examples of organization skills
Proven examples from work experience on identifying complex problems, quantifying the problems and providing creative resolutions to solve
Demonstrated experience working effectively within a team. Provide examples from work experience of going above and beyond the call of duty to assist team members
Proven experience working in a customer-oriented field, effectively articulating complex technical information, via phone/written communications, demonstrating the ability to deliver an adverse response in a positive manner
Proven flexibility when faced with changes in work procedures; this includes providing examples of grasping and initiating new concepts in the workplace. Must provide examples from work experience demonstrating flexibility to meet department and customer needs
Demonstrated aptitude to acquire knowledge through self-study training to run real estate analytical programs using Excel or Argus software
Proven aptitude to gain essential knowledge to review P&L statements on properties, leases, appraisals, inspection reports, financial statements, environmental reports, general contracts and monitoring of construction loans
Demonstrated ability and desire to cultivate/acquire a unique combination of marketing, financial analysis, credit underwriting, real estate valuation, interpersonal, customer service, communication, documentation review and negotiation skills
Proficient with Microsoft Office products including Excel, Outlook Express, PowerPoint and Word
Working knowledge of PC based real estate analytical programs such as ARGUS and Excel is preferred

Senior Loan Analyst Resume Examples & Samples

Write loan narratives which include the analysis of both client financials and a variety of income property including but not limited to multi-family, commercial, mixed-use, and industrial properties. Underwrite Unsecured Lines of Credit and some complex residential loans. The underwriting entails analyzing and summarizing appraisals, rent rolls, leases, and property cash flow to evaluate operating performance, trends, and risks. It also entails analyzing borrower tax returns (business and personal returns), financial statements, real estate schedules, liquidity positions, financial ratios, recurring sources of cash flow, and client ability to service debt (approximately 50% of time)
Size and qualify loans for approval and present deals to Executive Loan Committee (ELC). Collaborate with Relationship Managers (RMs), ELC, and clients to help determine loan structure, loan amounts, and products
Communicate directly with clients to obtain missing financial information and answer questions related to deals
Print and organize all financial documentation and compile loan files. Review loan files for completeness, identify missing documentation, and generate needs list for clients and RMs
Complete property inspections with Executive Loan Committee and appraisers to ensure loans are adequately secured. Identify and report to RMs any risks related to loan collateral and/or client financial state
Complete some basic loan processing, such as entering loans on system (PowerLender)
Order third party reports and open escrow. Work with all third parties to ensure reports are completed on time
Manage loans through closing and funding stage. Work with escrow to coordinate closings
Update Maturity Report and Assist Loan Monitoring Group with collecting any financial information needed for financial covenants
Manage constant deal flow and prioritize to ensure loans close on time with high degree of accuracy in a deadline-oriented environment
Work positively and proactively with all members of the team
Work on special projects for RMs as needed
Performs other duties and responsibilities as required or as assigned by supervisor
Adhering to, and complying with, the applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (AML)
Identifying and reporting suspicious activity to the AML Officer
Verifying the identity of any customers that enter into a relationship with the Bank
High school diploma required; college degree preferred
Experience in underwriting multi-family and commercial real estate loans
Advanced analytical skills, with a focus on underwriting commercial real estate and client financial data
Familiarity with commercial real estate appraisals
Ability to multi-task and work in fast paced/deadline oriented environment
Effective written and oral communication skills
Proactive, positive, and open-minded attitude with high degree of accountability and ability to work independently and with the team
Advanced Excel and Word skills

Business Loan Center Construction Loan Analyst Resume Examples & Samples

Evaluate and approve draw requests, ensuring that all required documentation is submitted and acceptable according to Regions' construction loan policy guidelines
Assist with questions and issues that arise in the field during construction and assist in resolving any issues that arise
Review construction loan requirements in underwriter's approval with the field, to ensure compliance with policy
Create and maintain a sources and uses worksheet reflecting a balanced budget throughout the construction project

Securities Based Lending Loan Analyst Resume Examples & Samples

Orders credit verifications and third party services
Tracks receipt of and reviews post closing legal documents
Verifies loan applications and supporting documents for accuracy and completeness
Prepares or reviews for accuracy, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation
Performs initial credit analysis submission via automated underwriting, as requested
Fannie Mae and Freddie Mac Underwriting guidelines
Multi-state real estate, closing, and title practices
Preparing loan closing packages
Preparing records and reports
Reviewing and personal financial statements and supporting documents
Read, interpret, analyze and apply information from loan application documents
Maintain currency in loan processing policies and procedures
Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor
Priority will be given to protected veterans
EOE/AA: F/M/D/V/LGBT

Bank Loan Analyst Resume Examples & Samples

Responsible for the development and timely/accurate production of scheduled and ad hoc daily/weekly/monthly reporting requirements for internal/external clients (i.e., legal & compliance, CLO’s & Institutional clients and the investment team)
Ensure and maintain the data quality and integrity of the critical information that supports the business. Complete data mining from a variety of internal & external sources and analysis for Bank Loan clients
Liaise with clients and internal partners on new product set-up and ongoing product support to continually evaluate support needs, define business requirements, access options and propose solutions
Proactively assess processes and procedures to improve efficiency and effectiveness of the team while improving the oversight and control in key areas
Minimum of 2 years work experience preferred
Experience in the investment management space is a plus
A solid understanding of the security/loan market and fund operations is a plus
Experience in a reporting / product oversight role is a plus
Excellent quantitative and qualitative analysis skills
Ability to conduct analysis and present data in a meaningful way
Proficient user of Microsoft Office, Excel, Access and Word
Working knowledge of Wall Street Office is a plus
Ability to work independently and follow through on projects
Self-motivated, ability to multi-task and complete tasks upon assignment
Team oriented team player

Trade Loan Analyst Resume Examples & Samples

Prepare & submit trade loan proposals for review
Ensure that Trade Loan proposals are compliant with BP financial guidelines and TL Policy (eg IRR, Credit Risk, NHF, DoA)
Ensure Credit risk relating to trade investments are highlighted
Input and maintain Trade Loans data in local ERP and other relevant systems
Provide Trade Loan data input for the RF and Annual plan process for review
Responsible for AOR reconciliation relating to customers with trade loans to ensure correct representation, coupled with the raising of invoices, credit notes and liquidated damages where appropriate
Responsible for monitoring Trade Loan fulfilment & periodic credit and rebate calculations where applicable, using and preparing MI
Calculate of SG interest payments for Review and Approval
Liaise with Cash and Banking team to ensure that payments are made to customers when expected
At least 2-3 years experience in financial performance analysis
Interpersonal and communicational skills
Time management and organisational skills
Strong coordination and stakeholder management skills
Strong analytical and Excel skills

Loan Analyst Resume Examples & Samples

Ability to commit to a temporary assignment
Banking experience, loan experience
Able to pass a background and drug test…client is nicotine free and included in the drug test

Secured Loan Analyst Resume Examples & Samples

As Checker for Citibusiness, ACA, IBL and Staff Loans products
Manage the process underwriting end to end process by properly and comply with procedure
Strong organizational, multi-tasking, and prioritizing skills

Loan Analyst Resume Examples & Samples

Completed a 4-year course of study leading to a bachelor’s degree, OR possess a bachelor’s degree in any field; OR
Three years of progressively responsible general work experience, one year of which was equivalent to the GS-4 grade level, that demonstrates the ability to (1) Analyze problems to identify significant factors, gather pertinent data, and recognize solutions; (2) Plan and organize work; and (3) Communicate effectively orally and in writing; OR
Have less than four years of post-high school education in a field listed above, and less than the general experience, but have a combination of the education and general experience (i.e., 1 year of post-high school education and at least 27 months of general experience)

Loan Analyst, Eagle Lending Resume Examples & Samples

Communicate clearly and concisely with Relationship Managers and various departments within the Bank to ensure that all requests are processed accurately and in a timely manner
Ensure the successful preparation of various daily, monthly, and quarterly reports
Process capital calls, distributions, and voluntary paydowns for PLP as requested
Manage group inbox ensuring all requests are completed in a timely manner
Review loan documentation to understand requirements for capital calls and distributions. Define parameters and build templates for each program
Provide feedback of processes and procedures in order to improve efficiency
Assist PLP Support tasks with other tasks related to borrower level transactions
Perform duties and responsibilities specific to department functions and activities or as assigned by supervisor
Responsibilities include the following: 1)adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.); 2)adhering to Bank policies and procedures; 3) completing required training; 4) identifying and reporting potential suspicious activity to the BSA/AML Officer; and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank
Must possess 2 or more years of experience in commercial lending or related field
Knowledge of CLO and/or AFS preferred
Must be able to successfully manage projects of a varied and complex nature
Must possess working knowledge of Microsoft Office Suite
Must possess strong experience with Microsoft Excel
Must possess strong analytical, process, and people skills
Must possess the ability to work pro-actively and operate accurately and efficiently in a fast-paced environment with variable deadlines
Must possess demonstrated organizational skills and a strong attention to detail
Must be able to provide extraordinary service and have fun!

Assistant Leveraged Loan Analyst Resume Examples & Samples

Provide support to the analytical team by creating & updating leveraged loan and high yield bond profiles in LCD’s proprietary database based upon bank books and prospectuses gathered from the market
Gather information from market sources such as SEC filings, Ratings Direct, CapitalIQ, and update LCD’s related databases and analysis
Develop an understanding of LCD’s production processes for its research reports and analysis
Provide support to senior analysts and other group members for other varied data collection processes and analysis
Build up knowledge of the basics of the leveraged finance markets including loans and high yield bonds. This includes the mechanics of the markets, syndication processes and documentation
Bachelors’ degree, preferably in a related field such as finance or accounting; prior internship experience in finance or accounting is a plus
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data is a plus
Strong attention to detail, particularly with regards to the ability to accurately handle data
Working knowledge of Microsoft Excel, Word and Power Point. Access is a plus
Ability to work in a detail-oriented, deadline-driven environment; someone who is team oriented with the ability not only to work on a team, but also to take direction from more senior team members

Construction Loan Analyst Senior Resume Examples & Samples

Understanding of property title work especially as it pertains to construction projects
Complete understanding of UMB Loan Policy
Ability to train others
Knowledge and ability to discuss construction related loan documentation with attorneys
Ability to facilitate meetings between lenders, borrower, contractor and inspector

Loan Analyst Resume Examples & Samples

Reviews and sets up new files
Pre-screens loan files for qualifications consistent with appropriate underwriting program guidelines
Assures compliance with government regulations and company policy through review of loan applications and loan submissions to company underwriter, FHA/VA and mortgage insurance companies
Reviews and compares returned documentation with original information as indicated on loan application
Analyzes tax returns and income
Discusses any discrepancies with Loan Officer, buyers and Realtors or any party concerned
Helps resolve problems during loan processing
Initiates and maintains contact with customers throughout, assisting them with any questions
Submits loans through DU and orders and follows up on any outside services such as credit reports, title, and appraisals
Satisfies conditions and ensures documentation meet requirements
Monitors loans in process to determine any deviation from standard processing time and to take appropriate actions including notifying the manager for alternatives to ensure timely service
Sets and maintains proper expectations to all parties
Establishes accurate closing date and monitors promised closing dates to meet those established. Meets standard for closing percentage of loans processed
Understanding and working knowledge of credit, underwriting, credit policy and financial statement analysis with thorough knowledge of DU and LP automated underwriting systems
Familiar with FHA, USDA, and VA government loan programs
Be able to examine loan documentation for accuracy and completeness
Service oriented with great personality
Excellent customer service skills with strong attention to detail
Three years related work experience in residential mortgage lending
Requires good analytical and math skills, strong oral and written communication skills, and outstanding computer skills
Knowledge of FHA, VA, and Conventional loans preferred
Current Mortgage Full Loan Processing knowledge
Ability to work flexible hours as needed
Ability to function in an ever changing environment
Demonstrate strong interpersonal, organizational, and management skills
Bi-lingual a plus

High Yield Loan Analyst Resume Examples & Samples

Desk analyst focused on Par Loans
The analyst will report to the US Head of Leveraged Loan Desk Analysts and sit on the Par Loan Desk working directly with the Par Loan Traders
3 years + experience in a global financial institution
3 years + experience in a Front Office, client-facing capacity
Previous experience on trading desk
Previous exposure to Par Loans
Personable, professional demeanor

Securities Based Lending & Private Wealth Loan Analyst Resume Examples & Samples

Obtains required documentation and processes more complex loan applications
Orders credit verifications and third party services and tracks receipt of and reviews legal documents
Prepares and compiles documents for loan closing
Performs routine loan calculations
Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment
Maintains currency in loan processing policies and procedures
Loan origination software packages
Processing more complex loan applications
Verifying loan applications and supporting documents
Performing routine loan calculations
Reviewing and interpreting residential and consumer documentation and terms

Cre Construct Loan Analyst Resume Examples & Samples

Reviewing and understanding the loan approval and project type
Engaging third party firms for inspections, plan & cost reviews, and property condition reports
Reviewing and opining on final project plans, project budgets, and all construction related matters
Ordering and reviewing final plan & cost reviews and property condition reports
Maintaining accurate tracking of all bids for construction-related services
Maintaining business relationships with third party construction vendors to ensure competitive pricing, quality work product, and competitive turn times
Partnering with Procurement to ensure third party vendors meet work product expectations for report quality and format
Serving as the Vendor Relationship of Record for all third party construction firms
Conducting all initial funding “kick off” calls to ensure all parties are educated on the bank’s approved funding processes and guidelines
Working with less experienced contractors and borrowers to ensure all funding requirements are met with each advance request
Management and oversight of the bank’s “Streamlined Lending” program for construction loans < $3MM
Interfacing with borrowers, contractors, and third party inspectors to ensure final project meets bank’s guidelines
Workout specialist – problem construction loan resolution specialist for SBA and Commercial Bank
Paralegal experience is a plus
A combination of experience in two or more of these areas is highly desired – legal, construction management, project management
Proven track record of in-depth understanding of construction related documents – to include standard AIA documents, budgets, lien waivers, etc
Detail Oriented. Must be able to understand complex budgets, project types, and loan structures
Ability to handle stress and prioritize multiple tasks while meeting
Deadline sensitive position – must meet strict deadlines and manage workload accordingly
Must be able to communicate effectively and professionally to all levels within the organization to include peers and executive management

Loan Analyst Resume Examples & Samples

Review the mortgage application received from the loan officer. Verify the information identified in the loan origination system
Identify due dates required to ensure loan is complete and ready for closing. This includes completion of the 21 day letter, commitment letter deadline and the estimated closing date to ensure loan is closed, disbursed and delivered within Investor requirements
Review supporting documentation for completeness and consistency with the information indicated on the loan application. Input missing or modified information into the company’s loan origination system. Communicate discrepancies with information and documentation requirements with loan officer
Validate information to ensure qualifications are consistent with Investor underwriting guidelines. Determine deadlines required to ensure loan closes within the Purchase and Sale Agreement, rate lock and Investor delivery requirements
Complete credit and appraisal analysis for the loan to ensure compliance with Investor and regulatory requirements
Contact vendors assigned to the loan application to obtain status of required documentation such as appraisal companies, flood certification companies and attorneys/title companies
Maintain accuracy of the company’s database by reviewing and updating information as it is received
Prepare commitment letter and provide to the appropriate party for sign-off
Review all conditions of the loan approval and ensure all conditions are satisfied before submitting the loan to the Closing Department for completion of the closing package
Complete all HMDA information to ensure accuracy of HMDA Information prior to submitting the loan to the Closing Department
Minimum of two (2) years of experience as a Loan Analyst, Processor, Processing Assistant or Loan Officer Assistant
Complete understanding of the legal, compliance and Investor requirements of residential mortgage products including conforming, alternative and government programs
Ability to handle full caseload of submissions of both purchases and refinances with finite lock periods. Must be able to review submissions thoroughly, make sound loan decisions and work at an acceptable pace so as to avoid delays and/or extensions
Excellent follow up, problem solving and analytical skills
Good written and verbal communication skills and strong attention to detail
Proficiency in various computer software programs includes Microsoft Office, database management and other business applications. Flexibility to handle constantly changing multiple priorities and work well under pressure in a fast paced environment
Ability to handle confidential information in a professional manner
Must be able to sit, walk or stand for extended periods

Loan Analyst Resume Examples & Samples

Reviews initial applications to determine what documentation is needed, submits requests to borrowers as needed; reviews documentation upon receipt, and prepares loans for underwriting 30%
Reviews loan decisions, sends commitments to borrowers and affiliated parties; obtains remaining conditions from borrowers and 3rd parties; reviews conditions upon receipt, and submits conditions back to underwriting 30%
Assists with training Loan Processors on organizing and maintaining a pipeline, communicates effectively internally and externally reviews documentation and appraisals; works with government agencies, etc
Communicates with borrowers and Mortgage Loan Originators and proactively problem shoots as needed. 10%
Updates loan files to reflect correct information based on conditions reviewed 5%
Performs other duties as may be assigned or required 5%
Extensive mortgage processing experience in conventional & government lending including working with the VA portal, FHA Connection, and USDA
Expert knowledge of mortgage guidelines and documentation requirements
Expert knowledge in reviewing appraisals
Expert knowledge of RESPA/TILA and other mortgage compliance
Strong communication & customer service skills
Ability to analyze and provide solutions
Ability to train, mentor, and lead

Reverse Mortgage Loan Analyst Resume Examples & Samples

Identify due dates required to ensure loan is complete and ready for closing. This includes completion of the 21 day letter, commitment letter deadline and the estimated closing date to ensure loan is closed, disbursed and delivered within Investor requirements
Review supporting documentation for completeness and consistency with the information indicated on the loan application. Input missing or modified information into the company’s loan origination system. Communicate discrepancies with information and documentation requirements with loan officer
Validate information to ensure qualifications are consistent with Investor underwriting guidelines. Determine deadlines required to ensure loan closes within the Purchase and Sale Agreement, rate lock and Investor delivery requirements
Review all conditions of the loan approval and ensure all conditions are satisfied before submitting the loan to the Closing Department for completion of the closing package
Complete understanding of the legal, compliance and Investor requirements of residential mortgage products including conforming, alternative and government programs
Ability to handle full caseload of submissions of both purchases and refinances with finite lock periods. Must be able to review submissions thoroughly, make sound loan decisions and work at an acceptable pace so as to avoid delays and/or extensions
Good written and verbal communication skills and strong attention to detail
Ability to work with minimal supervision
Ability to handle confidential information in a professional manner

Asst Leveraged Loan Analyst Resume Examples & Samples

Build and update leveraged loan and high yield bond profiles based upon bank books and prospectuses gathered from the market
Aggregate information from market sources
Support the production lifecycle for research reports and analysis
Partner with senior analysts and other group members on data collection processes and analysis projects
Build a deep knowledge of leveraged finance markets. This includes the mechanics of the markets, syndication processes and documentation
Bachelors’ degree in business or related discipline
Knowledge of economic and accounting principles and practices
Strong attention to detail and a keen eye for accuracy
Working knowledge of Microsoft Excel, Word and Power Point
Prior experience in finance or accounting
Experience with research and analysis of financial statements or market data
Knowledge of MS Access or relational databases

Specialized Loan Analyst Resume Examples & Samples

High School Diploma or the equivalent
3 college level accounting courses OR 3 years banking experience
4 years' experience in commercial loan documents
3 years' customer relations skills
2 years' experience with Excel, Word

Loan Analyst Resume Examples & Samples

Perform a timely and accurate quality assurance review of previously established loan and deposit relationships to ensure regulatory compliance. This includes but is not limited to BSA/AML, Reg D, Reg CC, Regulation Z (TILA), UDAAP, Regulation B (ECOA), FCRA, Regulation P (privacy), Regulation X (RESPA), and HMDA
Perform analytics to identify risk factors and propose corrective measures
Assists in developing and maintaining quality assurance metrics to ensure adherence to risk tolerance thresholds
Identify and remediate potential gaps in policies and/or procedures
Collaborate to create and maintain regularly scheduled and ad-hoc management reports
Partner with Compliance, Internal Audit, Management, and other internal partners to remain abreast of regulatory requirements
Support documentation and transparency of quality assurance results
Documents all results and assists in problem resolution
Ability to present quality assurance results in a way that establishes rapport, persuades others, and gains understanding
Performs a review of deposit and loan files to ensure accuracy of information and the presence of all required documents
Perform data integrity review on deposit and loan core systems to determine accuracy guideline requirements
Recommend operational improvements and facilitates procedural enhancements based on quality assurance reviews, and /or audit findings
Perform sufficient investigative work to confirm or disprove issues that are identified
Assist Management in preparing formal responses to exceptions, issues or findings resulting from quality control reviews, internal audits, or regulatory examinations
Respond to team learning needs and provides coaching, develop training materials, and/or additional training as needed
Partner with Mortgage Origination and Relationship Management teams to provide timely responses and excellent service, providing innovative and sound deposit and lending solutions
Complete regular and periodic testing of process and system effectiveness
Escalate quality assurance or other issues as needed
Prior mortgage/banking experience required*
1-2 years of experience in a mortgage origination role
1-2 years of experience in a quality assurance role within the financial services industry
Core understanding of deposit and loan processes
Strong teamwork and interpersonal skills at all management levels
Demonstrated ability to interact effectively with various levels within the organization
Strong organizational skills with the ability to prioritize multiple projects and effectively meet deadlines
Displays excellent time-management and problem solving skills
Must possess keen attention to detail
Ability to create and conduct training
In-depth knowledge of federal and state compliance regulations to include but not limited to: Regulation D, BSA/AML, Regulation Z (TILA), UDAAP, Regulation B (ECOA), FCRA, Regulation P (privacy), Regulation X (RESPA), and HMDA
Must be adaptable and flexible to support change in regulatory environments
Ability to travel locally to attend meetings and/or conduct training
Deposit and Loan Quality Assurance Analysts often works under high pressure and stringent deadlines, maintaining attention to detail is of utmost priority