Lending Manager Resume Samples

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V Lakin

Vladimir

Lakin

8115 Schowalter Station

Houston

+1 (555) 348 9603

8115 Schowalter Station

Houston

Phone

p +1 (555) 348 9603

Experience Experience

San Francisco, CA

Lending Manager

San Francisco, CA

Bogan, Medhurst and Nader

San Francisco, CA

Lending Manager

Provide professional financial advice
Work as a team player
Sell our financial products by proactively networking and marketing within the region
Work closely with Head of Retail Lending Sales as well as with the Retail Lending team as part of the strategy to ensure Retail achieves its Mortgage targets
Business development from new and existing St. George clients and external business referrers
Sell our financial products by proactively contacting customers to set-up appointments, as well as assist those who walk into the branch
Provide weekly reporting and help consolidate the loan forecasts to Head of Retail Lending Sales

Dallas, TX

Consumer Lending Manager

Dallas, TX

Wilderman, Vandervort and Jast

Dallas, TX

Consumer Lending Manager

Assist with vendor management
Regularly reviews underwriting for loan officer development
Responsible for special projects as assigned by management team
Performs other job related duties as assigned
Encourages and develops cooperation between departments and the credit union to ensure a team atmosphere, and prompt, quality service for members
Makes sound loan decisions based on credit union policies and procedures
Approves exceptions to established procedures

present

Houston, TX

Producing Lending Manager

Houston, TX

Stehr and Sons

present

Houston, TX

Producing Lending Manager

present

Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA
Expert knowledge of Citi’s lending products and services and pricing alternatives
Maintains strategic focus on CRA eligible loans utilizing Community BDO in assigned area
Coach / mentor all home lending officers to ensure they achieve their individual performance plan (ensure they all have)
Works in partnership with the other business segments in executing cross-sell opportunities
Coach / mentor all home lending specialists to ensure they achieve their individual performance plan (ensure they all have)
Work with Processors/Closers and customers to ensure the timely closing of the customer’s loan

Education Education

Bachelor’s Degree in Business

East Carolina University

Bachelor’s Degree in Business

Skills Skills

Strong analytical skills and the ability to resolve problems
Excellent interpersonal and communication skills in English and Khmer
Organizational, leadership and time management skills
Negotiation and internal and external relationship building
Understanding of the credit assessment process
Experience in Mortgage writing is an asset
Focuses on Customer
Broadens Perspective
Delivers Results
Exercises Sound Judgment

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15 Lending Manager resume templates

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Lending Manager Resume Examples & Samples

Minimum of five years of sales management experience in mortgage lending/originations/banking required
Experience working in a retail bank, cross selling to mortgage customers
Ability to successfully recruit, interview, hire, develop and retain Mortgage Bankers
Proven ability to lead, model, coach, and mentor all levels of sales and sales management

Area Lending Manager Resume Examples & Samples

Proven experience in leading, managing, motivating and retaining a Retail Mortgage sales force
Proven ability to identify key customer needs and to develop programs, processes or products that meet those needs
Good communication and presentation skills.Strong analytical, planning and organizational skills with the ability to multi task and prioritize effectively
Ability to lead and manage a diverse sales force, using multiple channels with a diverse client population. This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures

Producing Lending Manager Resume Examples & Samples

Delivers upon the bank goal for mortgages with the assigned geographic area
Go outside to key referral relationships (Reators, CPA's, Builders, etc.) to drive mortgage business into the bank
Coach / mentor all home lending specialists to ensure they achieve their individual performance plan (ensure they all have)
Conducts frequent sales meetings for team
Utilizing analytical information provided and real time experience in the area, analyze trends in both local/niche market and customer profiles to identify potential sales opportunities
Works in partnership with the branch business to execute delivery of mortgage products
Establishes and implements marketing strategies for the designated geography. Identify appropriate local business industry conferences and events for staff members to attend, prepare business justification, organize and present when appropriate
Serves as mortgage expert for all branch and field personnel in assigned area
5 -10 years of management experience with proven experience in growing Retail Mortgage business in different economic cycles and achieving sales targets
Good communication and presentation skills. Strong analytical, planning and organizational skills with the ability to multi task and prioritize effectively
Maintains high standards of product, service and process quality; manages the business with attention to detail and data integrity; possesses good follow-up skills and manages projects to agreed upon timelines

Producing Lending Manager Resume Examples & Samples

Analyze financial information for customers and make recommendations to customers about which lending solutions would best meet the customers’ financial and personal objectives. Advise customers about the consequences, risks, and benefits of alternative lending solutions
Promote Citi’s brand, and promote Citi as the provider for lending and other financial solutions. This includes, but is not limited to, promoting Citi and its financial services to real estate agencies, builders and customers
Visit customers outside of Citi’s offices, with such visits to vary from HLO to HLO based on clientele, geography, market conditions, and other factors
Work as a team with other Financial Center personnel. Deepen and acquire customer relationships
Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals
Develop and maintain outside relationships with key community partners, including realtors, certified professional accountants, and builders to drive Citi’s mortgage solutions for customers
Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters
Work with Processors/Closers and customers to ensure the timely closing of the customer’s loan
Two plus years of proven product sales capability is required (success in a commissioned environment preferred)
FHA/VA & conventional loan experience is desired
Expert knowledge of Citi’s lending products and services and pricing alternatives
The ability to comprehend and explain financial calculations and pricing alternatives
The ability to communicate with customers about the proper documents and information needed to obtain a particular loan
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA
Self-starter who can work independently with existing partnerships and branches
Ability to work as part of a team to grow the assigned branch/branches or community organization
Strong relationship development and relationship management skills
Knowledge of local communities is preferred

Lending Manager Resume Examples & Samples

Minimum of two years of sales supervision experience required
Highly organized and good time management skills
Demonstrated experience in providing coaching

MB BSC Lending Manager Resume Examples & Samples

Minimum of three years of telesales experience required
General managerial experience
Demonstrated ability in providing superior customer service

Producing Lending Manager Midtown Resume Examples & Samples

Focus on the consistent deployment of all management routines that drive performance, including LMS usage (contacts, appointments, conversion rates) and outbound calling by encouraging and rewarding daily participation
Establish and maintain key relationships and business contacts within the community and targeted industry segments to create opportunities for growth
Spends majority of time in the field with sales team and bank branch personnel
Prioritize, manage and communicate promotional campaigns and product initiatives
Maximize the profit contribution from retail originations
Works in partnership with the other business segments in executing cross-sell opportunities
Maintains strategic focus on CRA eligible loans utilizing Community BDO in assigned area
Accountable for attaining origination, revenue, recruiting/attrition, compliance and profitability goals set by the National Mortgage Sales Director
Proven ability to source new business from exernal Centers of Influence, i.e., Reators, CPA's, Builders, etc
Expert on product knowledge Expert knowledge of the US mortgage industry and competitive environment - or ability to learn quickly
Ability to lead and manage a diverse sales force, using multiple channels with a diverse client population

Lending Manager Resume Examples & Samples

Minimum of five years of sales management experience in mortgage lending/originations/banking required
Experience building strong relationships with internal business partners to achieve success
Excellent working knowledge of the originations market including conforming, non-conforming, and home equity as well as competitor product, pricing, and business strategies
Strong knowledge of current environment underwriting standards (e.g. Fannie and Freddie) and loan fulfillment processes
Experience working in a retail bank, cross selling to mortgage customers
Excellent P&L management skills with substantial experience leading a profitable retail business and executing a strategic business plan
Proven track record of successfully managing 10 or more remote Mortgage Bankers
Ability to successfully recruit, interview, hire, develop and retain Mortgage Bankers
Proven ability to lead, model, coach, and mentor all levels of sales and sales management
Excellent written and oral communication skills
Strong PC skills required
College degree preferred

Consumer Direct Lending Manager Resume Examples & Samples

Minimum of three years of mortgage experience required
Work as a team player
Proficient with Microsoft Applications (Word, Excel, Powerpoint)
College degree preferred or equivalent work experience

La Commerical Lending Manager Resume Examples & Samples

Manage the processing to complete loan requests timely and effectively with review and analysis including, but not limited to the following: Dealer Application, Tax Returns, Financial Statements, Account Performance & History, UCC Searches, Bank Statements, Credit Reports, and Field Recommendations
Generate Financial Ratios to evaluate customer repayment and financial capacity
Compare liquidity, profitability and credit histories of the dealership and owners being evaluated with those similar in the same industries and geographic locations
Identify the strengths and weaknesses of the application highlighting delinquency and negative trends and obtain a full understanding of the account history/background to become the matter expert
Complete a current and up to date Asset Search for all accounts over $250K and for other accounts as warranted based on overall risk, account history and exposure
Research and validate the correct business entity and guarantors on all applications
Promote team to have open telephone dialogue with field colleagues and dealers summarizing all conversations with email correspondence and detailed account notes
Ensure team has prompt Follow-up maintained to receive the required documentation to process the application timely and efficiently
Ensure that team has consistent and timely interaction with supporting staff (Loan Assistants) and UCC Department to ensure information and documentation on file is both accurate and up to date
Review dealer inventory aging, account history, audit history, incident history including resolution, account loan documentation and UCC filings to ensure correctness and to determine the overall account risk and exposure
Ensure compliance to Policies & Procedures that are currently in place
Identify Policy and Procedure that needs modification and lead the process of change while maintaining communication to all affected parties related to changes
Be self-guided with minimal supervision and be able to balance workflow and met set guidelines
Demonstrate leadership by inserting self into the process and individual decisions
Coach and Mentor team on methodology, thought process and communication/documentation of the credit process
Administer the account status as needed (active/inactive/unauthorized) and detail account notes as applicable
Communicate effectively with the team, peers and field/corporate colleagues, Risk Management and the dealers to collectively make informed decisions on the account handling and overall account maintenance and risk assessment
Draft contract with accuracy and detail, communicate any specific requirements, and follow up with dealer/field on outstanding items
College degree preferred in Finance, Business, Accounting or related business field
7 – 10 years’ Commercial/Retail Lending experience preferred and/or working with Financial Credit Systems
Experience managing teams of people in a credit environment
Strong communication written and oral, mentoring, building accountability, detail oriented and organizational skills
Advanced proficiency in Microsoft Suite Products
Experience in the credit environment of the Automotive, Finance, or Vehicle Auction Industry
Possess and demonstrate excellent verbal and written effective and professional communication skills as this position requires a high level of interaction between internal and external customers
Must be detail-oriented, organized and possess strong problem solving skills with the ability to make quick, accurate decision with limited information
Possess the ability to manage multiple priorities and meet deadlines in a fast paced, high volume work environment
Ability to coach and hold team members accountable for their responsibilities
High degree of experience with business documentation including but not limited to sole proprietorships, S-corps, C-corps, partnerships and limited liability corporations is preferred
This is a salaried position and is expected to work the necessary hours to complete all assigned tasks, service field operations and provide excellent customer service to the dealers as needed
May be considered as a remote and would need to meet remote user requirement

Branch Lending Manager Ii Belmar Resume Examples & Samples

Twelve or more months as a Branch Lending Manager I; minimum of 21 months combined experience as a TCF Loan Officer/BLM I OR two years of external Consumer Lending Management experience
Meets or exceeds all core competencies of the Branch Lending Manager I in the following areas
Demonstrated ability to promote, sell, and market products/services

Producing Lending Manager White Plains & Eastchester Resume Examples & Samples

Proven experience in leading, managing, motivating and retaining a Retail Mortgage sales force preferred
Expert knowledge of the US mortgage industry and competitive environment
Strong analytical, planning and organizational skills with the ability to multi task and prioritize effectively
Bachelors Degree or equivalent work experience required

Producing Lending Manager San Francisco Resume Examples & Samples

5+ years of management experience with proven experience in growing Retail Mortgage business in different economic cycles and achieving sales targets preferred
Expert on product knowledge
Able to meet/exceed own sales goals on a consistent basis as an individual contributor/Producing Sales Manager

Branch Lending Manager Resume Examples & Samples

Provides assistance to a group of Retail Bank Managers in an assigned region, helping the organization to successfully build business and reach operational and strategic goals; duties include coaching and training as well as processing retail branch production
Establish, foster and maintain strong and positive working relationships with Retail Bank staff and other business partners
Interview prospective loan customers and accept applications for all types of consumer loans
Demonstrate professional salesmanship skills and service expectations
Accountable for growth of the loan portfolio residing in the retail branch; supervise and direct all loan production activity
Actively participate in the solicitation of lending business and cross-selling of products
Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities
Approve or deny consumer loans within established credit lines; recommend credit decisions on loans over assigned credit limits to appropriate level of management

Home Lending Manager Resume Examples & Samples

Increasing the growth and managing the retention of a consumer lending portfolio
Connecting with customers & providing advice on home lending options
Developing and increasing your referral channels and sales pipeline
Supporting & serving your local community

MB CD Senior Lending Manager Resume Examples & Samples

Manage key Financial aspects of assigned lead source to include P&L accountability. Drive production by understanding the mortgage market, the competitive landscape, the Chase advantage, and the optimal utilization of the staff available; identifying viable and priority markets and tailor marketing strategies; owning the success of the front-line; monitoring the pipeline and sales forecasts; providing regular updates on business forecasts, goals and targets, competitor strategies, and marketing plans; and managing, negotiating, and providing support necessary to build the business and close top quality loans
Provide the leadership, oversight, and business marketing and product expertise necessary to meet/exceed lead source (internal lines of business) targets and objectives, build the brand, and enhance customer loyalty
Recruit, motivate, and coach a team of top performing Lending Managers and Mortgage Bankers to ensure ‘best in industry’ culture resulting in world class service, ongoing business development, marketplace leadership, and targeted results
Communicate business priorities, procedures and objectives to the Sales team
Communicate horizontally and to senior management to develop and maintain internal partnerships and referral relationships by working collaboratively with all partners (e.g., Processing, Underwriting, Finance, Telephony, Marketing, Product, Credit Risk, Vendor, Product); and sharing information and expertise to identify market needs and sales strategies, provide top quality service, and meet/exceed objectives. Lead routine meetings as well as participate in Senior Management Business Reviews
Develop Business that leads to Market Share Growth and improved Lead Management/Lead Conversion across lead sources
Inform and promote corporate decisions and strategies by translating corporate programs/policies for local implementation; building buy-in for corporate initiatives through messaging and communication; and sharing information and insight about the market, competitive landscape, customer, and/or staff with corporate leaders/staff of key business initiatives and project management
Performance Manage and continuously improve sales teams
Demonstrate ability to manage in a high volume changing environment
Demonstate expertise in Telephony/Call Center Management and associated System technology to maintain and lead new business initiatives
Manage Complex Business and Pipeline Activities within assigned lead source: defined by behaviors such as setting and managing priorities; planning and organizing so work is accomplished on time; identifying problems and recognizing the causes for problem solving; making decisions based on logical assumptions, relevant facts, and examination of alternatives; solving work-related problems through effective quantitative reasoning skills; learning and applying a series of steps, rules, or guidelines; applying technical knowledge for planning and performance
Demonstrate competency in daily lead scource allocation decisions through the ability to interpret reports, analyze data, and recommend solutions. This is accomplished by interacting with multiple data sources and applying quantitative analysis to analyze the data. Results are built into solid business decisions regarding daily allocation of MBs to incoming Client calls or leads
Strong SME skills to interact with Training, Project Management, and Technical Developers to define business requirements leading to technical solutions
Prefer 5+ years of Mortgage Sales Management experience
Prefer demonstrated performance with large scale projects and project management
Prefer exposure to call center technology
Proven ability to lead, coach, and mentor at all position levels
Strong PC skills, including Excel, Word, Loan Origination Systems a plus, etc

SVP Global Lending Manager Resume Examples & Samples

Work with senior team to manage Citi Card’s lending strategy globally, identifying customer needs and solutions while also managing the execution of these new ideas and solutions into the marketplace
Partner with New Product Development and Business leads, as well as O&T, Risk and Decision Management to define and optimize new capabilities and payment solutions that include extended payment plans, financing options, and new payment and loan experiences
Coordinate/Drive opportunities to test and expand lending into varied target segments
Drive development of digital lending capabilities for purchases, including working with external partners and solution providers
Partner with Customer Experience and Re-engineering teams to deliver state of the art Customer journeys
Work in partnerships with Risk and Decision Management teams globally and locally to find new methods and universes to deliver credit offers (on and off Card) to existing and potential customers
Partner with Operations and Technology to build, deploy, and leverage world class credit initiation and lending capabilities to deliver both growth and customer experience
Establish performance management and measurement framework for newly launched solutions, implement management routines to measure and optimize lending performance and growth
Specifically for the US, accountability to drive growth in consumer loans, portfolio yields, net credit margin, return on assets and capital, customer experience/NPS, and share of wallet
Motivated individual with sheer passion to transform the business, demonstrating a strong blend of strategic, analytical, and critical thinking skills
Understands the business and industry dynamics of personal lending/payments, and is passionate to deliver new and winning solutions in this area
Proven track record of delivering results with a strong sense of urgency, while building effective partnerships across an organization
Proven experience in a “start-up”/new product launch/new business environment is ideal
Experience developing and managing customer facing solutions, (US experience is ideal)
Demonstrates strong problem-solving skills to respond quickly and creatively to complex issues
Proactively solicits input and involves others in decisions and plans that affect them
Success in leveraging relationships with key individuals across functions to gain support for recommendations
Ability to engage at all levels of the organization – internally and externally (e.g., business leaders, oversight functions, etc.) and manage through influence
Ability to interpret regulatory requirements and application to business processes and products
Proven leadership skills and ability to work in a matrixed environment
Excellent verbal and written communication skills, along with strong presentation and facilitation skills to senior audience members
Bachelor’s degree required/Master’s degree preferred with 10+ years of experience in business innovation/product management, preferably with consumer lending experience

Consumer Lending Manager Resume Examples & Samples

Makes sound loan decisions based on credit union policies and procedures
Trains Consumer Lending staff and new Loan Officer candidates
Reviews Loan Officer candidates approved loans, as needed
Monitors the quality of underwriting loan decisions based on credit union policies and procedures
Regularly reviews underwriting for loan officer development
Sends correspondence to members and follow-up when necessary
Encourages and develops cooperation between departments and the credit union to ensure a team atmosphere, and prompt, quality service for members
Approves exceptions to established procedures
Implement and maintain operational procedures to maximize efficiency and service
Maintain knowledge of state and federal regulations governing consumer loan transactions
Process consumer modifications and extensions
Implements future loan/collection products, services and processes
Assist with vendor management
Assists with complex or escalated member service issues and with credit reporting disputes, as needed
Responsible for compiling monthly reports for the Director of Lending/Chief Lending Officer
Responsible for special projects as assigned by management team
Possess a Bachelor’s degree
Five years lending and underwriting experience in a financial institution highly desired
Three years of management experience in lending
Problem solving with a strong ability to usher through the process of resolution
Exceptional interpersonal, customer service and communication skills
Must pass a pre-employment background and credit check
Possess a high sense of urgency, attention to detail, initiative and integrity
Pass a pre-employment background and credit check

MB CD Lending Manager Resume Examples & Samples

Leadership of a team of 14 MBs – manage recruiting, training, development, communication, lead source adaptability
Drive Production
Proficiency in all aspects of coaching Mortgage Telephone Sales – call/lead, lead/app, app/fund
Proficiency in pipeline management – Doc Collection, Pre-Op, Conditional Approval, Suspend/decline
Sales Development with Clients, Realtors, and Bank Branch Partners
Demonstrated Expertise in Products, Procedures, Compliance, and Originations Systems in all 50 States
Prefer 5+ years of Mortgage Sales experience, Contact Center/Sales Experience preferred
Prefer College Graduates
Demonstrated experience in providing sales coaching preferred
Strong attention to details skills
Solid knowledge of Federal and State regulatory policies and procedures

Lending Manager In-market Resume Examples & Samples

Experience building strong relationships with internal business partners to achieve success
Strong knowledge of current environment underwriting standards (e.g. Fannie and Freddie) and loan fulfillment processes
Strong PC skills required

Lending Manager Resume Examples & Samples

Business development from new and existing St. George clients and external business referrers
Financial Analysis of customer documentation to write and structure home loan applications
Coaching and mentoring teams for lead generation opportunities
Managing the customer experience from application through to home loan settlement

Lending Manager Resume Examples & Samples

Experience in Mortgage writing is an asset
Understanding of the credit assessment process
Understanding the full range of transactional & lending products to meet customers' needs
Negotiation and internal and external relationship building
Excellent interpersonal and communication skills in English and Khmer
Organizational, leadership and time management skills

Recreational Lending Manager Resume Examples & Samples

Responsible for the hiring, promoting, mentoring and evaluation of direct reports
Provide leadership for Recreational Lending’s business model; sales, credit underwriting, and operations (loan funding and lien perfection)
Provide leadership and oversight for the department’s first line of defense responsibilities
Develop, implement and administer marketing strategies and sales management practices to effectively promote Recreational Lending that meets BB&T’s standards for quality, profitability and growth
Effectively monitor and measure results of external and internal sales calling efforts to ensure accomplishment of Recreational Lending production and growth goals
Develop, implement, administer and measure Recreational Lending’s product offerings to ensure they meet BB&T’s standards for quality, profitability and growth
Develop, implement, administer and measure Recreational Lending pricing disciplines and strategies to ensure they meet BB&T’s standards for quality, profitability and growth
Develop, implement and administer credit discipline and strategy within Recreational Lending to ensure it meets BB&T’s standards for quality, profitability, and growth
Develop, implement, administer and measure Recreational Lending’s client service standards to ensure they meet BB&T’s standards for Perfect Client Experience (PCE), quality, profitability and growth
Develop, implement, administer, and measure Recreational Lending’s compliance and quality assurance program
Provide comprehensive portfolio reports and management information regarding Recreational Lending for review by Dealer Commercial Services Manager, Recreational Lending Risk Committee, MRLC, auditors and regulatory authorities
Develop, recommend and administer Recreational Lending’s policies, procedures, and guidelines to ensure they meet BB&T’s standards for quality, profitability and growth
Provide leadership to enhance Integrated Relationship Management (IRM) with Recreational Lending clients (dealer, broker and consumer) encouraging full banking relationships
Develop, implement, administer and monitor Recreational Lending policies, procedures and guidelines for approving new dealers and brokers to insure they meet BB&T’s standards for quality, profitability and growth
Responsible for calling on major Recreational Lending dealer/broker clients, or other Marine and RV industry leaders, to develop new business opportunities
Monitor current developments within the Recreational Lending industry and competitive environment
Bachelor’s degree in business or related field, or equivalent education and related experience
Ten years relevant experience with heavy emphasis in loan administration, credit risk management, sales management and information technology
Extensive knowledge of bank’s operations\systems, regulatory and compliance issues
Master’s degree in business-related field or graduate of advanced Banking management program
Graduate of the BB&T Leadership Development Program
Experience in indirect and direct lending on marine or recreational vehicle products
Good knowledge of BB&T operations/systems and regulatory/compliance programs

Lending Manager Resume Examples & Samples

Proven superior leadership skills
Well proven stakeholder management and influencing skills
Extensive experience within a Banking/Financial services industry in a lending capacity
Proven experience in leading teams and managing a Commercial lending book

Lending Manager Resume Examples & Samples

Responsible for underwriters maintaining high service levels and turn times
Provide excellent customer service to loan originating sources by understanding their service needs and finding opportunities to continuously improve turnaround times
Responsible for production, efficiency, quality and receivables booked by their team of underwriters
Review exceptions and complex applications outside underwriters’ authority
Ensure underwriters are producing high quality loans at the right price
Ensure underwriters’ quality of bookings and risk versus reward are aligned with Springleaf’s risk appetite
Conduct regular reviews of applications to ensure the underwriters are approving the right business and not missing potential business
Lead reviews to ensure alignment in team’s judgment with Springleaf’s risk appetite and monitor credit quality
Maintains thorough knowledge and understanding of Springleaf’s policies and procedures, as well as, state and federal laws
Coach, develop and train team members; communicate performance level expectations, provide constructive feedback and establish an accountability rhythm to ensure goals of individual team members and the team meet or exceed expectations
Interviews and recommends candidates for hire

Lending Manager Resume Examples & Samples

Maintaining high service levels and turn times for underwriting team
Providing excellent customer service to loan originating sources by understanding their service needs and finding opportunities to continuously improve turnaround times
Ensuring production, efficiency, quality and receivables booked by their team of underwriters
Reviewing exceptions and complex applications outside underwriters’ authority
Ensuring underwriters are producing high quality loans at the right price
Ensuring underwriters’ quality of bookings and risk versus reward are aligned with OneMain's risk appetite
Conducting regular reviews of applications to ensure the underwriters are approving the right business and not missing potential business
Leading reviews to ensure alignment in team’s judgment with OneMain’s risk appetite and monitor credit quality
Maintaining thorough knowledge and understanding of OneMain’s policies and procedures, as well as, state and federal laws
Coaching, developing, and training team members; communicating performance level expectations, providing constructive feedback and establishing an accountability rhythm to ensure goals of individual team members and the team meet or exceed expectations
Interviewing and recommending candidates for hire

Branch Lending Manager Resume Examples & Samples

Interviews prospective loan customers and accepts applications for all types of consumer loans. Demonstrates professional salesmanship skills and service expectations; builds customer confidence
Approves or denies consumer loans within established credit lines. Position involves restructuring credit applicants request to conform to sound lending procedures. Demonstrates understanding of TCF products and underwriting criteria
Accountable for growth of the loan portfolio residing in the retail branch and therefore must solicit sales from prospective customers outside of the office. Accountable for all aspects of customer service related to loan portfolio. Works collaboratively with Collections department to minimize loan losses, including but not limited to, telephone and field calls to collect
Recommends credit decisions on loans over assigned credit limits to appropriate level of management. Monitors HELOC portfolio credit performance. Responsible for recommending credit line terminations and workouts as needed
Actively involved in the solicitation of lending business inside and outside the office. Achieves branch production goals as assigned
Supervise and direct all loan and loan production activity for the assigned branch. This includes, but is not limited to, decisions regarding appropriate products and product delivery
Takes an active role in the development of branch lending personnel, e.g., provide training in lending policies and procedures, compliance and federal/state regulations, underwriting consumer loans, and cross-selling of all TCF products and services. Works closely with Region Manager on recruitment and selection decisions. Provides input on staff assessments
Responsible for all facility matters in respective locations, if not located within a retail branch
Two years or more as a Branch Lending Manager II OR three years of external Retail Lending Management experience
Meets all state licensing requirements
Eligible to be registered on the NMLS as a Mortgage Loan Originator
Meets or exceeds all core competencies of the Branch Lending Manager II in the following areas
Sales & Sales Management, Customer Relationship Development, Communication, Compliance, Procedures, Product Knowledge & Underwriting, Employee Development and Leadership
Demonstrated ability to effectively supervise, train and direct the activities of others
Possess good written and verbal communication skills

Lending Manager Resume Examples & Samples

Minimum three years of mortgage lending, proven sales experience in retail banking required
Bachelor's degree or equivalent work experience in sales and/or real estate required
Marketing, promoting, relationship building and consulting skills required
Intermediate PC skills in a Windows environment required
FHA/VA sales experience preferred
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, and FHLMC guidelines
Internal: Ability to develop a strong partnership with the assigned retail branches to
Promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships
External (Customer): Build role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer's financial needs, goals, and circumstances

Home Financing Lending Manager Resume Examples & Samples

Customer: customer experience satisfaction (B2B, B2C and HFA and 3rd party stakeholders)
Determining and obtaining all pertinent credit information such as proof of income, down payment confirmation etc., and conducting appropriate due diligence in order to meet the bank's credit and quality standards, including anti-money laundering and anti-terrorist financing standards and maintain the bank's desired reputation with the public and regulators
Accurately inputting data to computer underwriting program and determine a "pass", "ail" or "further consideration" decision for each mortgage application
Within a designated discretionary limit for mortgage applications which are "passed" by the system, approve, decline, or present alternatives that meet Scotiabank's Risk tolerance for mortgage transactions and recommend to a higher level those which are qualified for further review if the incumbent considers them to be credit worthy
Issuing and following-up on commitments
Obtaining Mortgage Insurer approval for insured loans
Ordering and reviewing appraisals for all conventional mortgages
Assembling, analyzing and ensuring receipt of all relevant information and documentation prior to onward submission of the file to the Mortgage Administration Department for timely instruction to solicitors
With the assistance of statistical information provided by the supervisor or other areas of the bank, monitor mortgage borrower performance and take appropriate action to ensure that sub-standard performance is corrected or if it is not, take appropriate action to terminate the relationship with the HFA
Monitor HFA activities and bring any activities which appear worthy of further investigation to the attention of appropriate bank officers (supervisor, Senior Mortgage security Specialist or S&I)
Effectively communicating Bank lending policy and procedures , instilling a thorough knowledge of our lending requirements, and qualifying parameters
Underwriting track-record with authority limits
Extensive experience in real estate secured lending
Knowledge of and experience in dealing with mortgages generated by HFA's and the mortgage industry in general
Expert knowledge of Bank mortgage products, and all the policies / procedures, relating to the credit adjudication and funding of the products
Proven interpersonal and communication skills to deal with the demands of HFA's and to be able to tactfully relay unpopular messages
Sound organizational skills with ability to prioritize and give close attention to detail
Thorough knowledge of the pertinent Real Estate market, competitor innovations, trends and developments
Thorough knowledge of mortgage related products (Mortgage Insurance / Insurance, other credit products, deposit products and etc.)
Knowledge of Bank external marketing programs

Senior Lending Manager Resume Examples & Samples

Drive, coach and manage lending Managers to ensure their delivery are on par with agreed financial plans
Work closely with Head of Retail Lending Sales as well as with relevant stakeholders to acquire customers to ensure Retail achieves its Home Loan targets
Build collaborative relationships with business partners and other stakeholders to get quality leads
Conduct training and briefing on home loan products, sale campaigns and programs for customers, business partners and internal and external referrers
Effectively manage and monitor referrals from all sources
Proactively propose an improvement in the sale processes
Monitor post drawdown pending documents and number of returned applications due to incompletion and error
Ensure all services delivered comply with ANZ Group governance requirements, policies, processes and standards and with legal and regulatory requirements
Experience in Mortgage writing and understanding of the credit assessment process
Effective leadership, coaching, negotiation and relationship management skills
Must be able to develop an in-depth knowledge of ANZ retail products as well as competitors’ and implement it during negotiation with customers
Strong analytical skills and the ability to resolve problems

Lending Manager Resume Examples & Samples

Accountability for building relationships and delivering superior service through your knowledge of mortgage products and services
Selling Westpac’s financial products and providing professional financial advice by meeting with customers and deepening customer relationships through quality needs based conversations, exploring customers financial needs and goals
Understanding the local consumer market (at every available opportunity, talk to local referral partners, and understand their customer base. Build business acumen and provide advice based on individual customer needs identified and met

Digital Lending Manager Resume Examples & Samples

Facilitate the Home Lending journey for customers who interact with St.George via our digital channels of Click to Chat, Online enquiries and abandoned applications
Use your customer experience and credit expertise to wow customers at every point of their home lending journey
Prepare credit submissions
Actively follow-up to ensure the fastest time to home loan approval and settlement for the benefit of the customer
Approve Home Loans within your Delegated Risk Authority (DRA)
Develop, maintain and manage a pipeline of customers across all stages of the home loan journey. This will require you to have a strong operating rhythm to ensure that there is sufficient activity across the application, approval and settlement parts of the pipeline to meet their settlement target
Develop a pipeline of future customers for the Group and actively manage this pipeline
Have quality conversations with customer to uncover and meet additional needs for customers to ensure our customers become and remain MyBank customers
Track and monitor your home lending opportunities to ensure the best customer experience possible
Actively follow-up with customers post settlement to ensure an ongoing relationship with the Group

Lending Manager Resume Examples & Samples

Ensure underwriters’ quality of bookings and risk versus reward are aligned with OneMain’s risk appetite
Lead reviews to ensure alignment in team’s judgment with OneMain’s risk appetite and monitor credit quality
Maintains thorough knowledge and understanding of OneMain’s policies and procedures, as well as, state and federal laws

Region Lending Manager Resume Examples & Samples

Requires a Bachelor's degree in business, finance or a related field and 4+ years of lending, credit analysis, business banking or other directly related experience
Some managerial experience required
Advanced knowledge of lending, credit analysis, underwriting, structuring, etc
Demonstrated success in coaching sales skills and experience leading sales team
Must have excellent organizational, management, communication skills, both verbal and written
Strong customer relation and problem resolution skills
Contributes to the development of new principles and concepts
Requires a considerable working knowledge of other related fields and the ability to apply that information to current role

Lending Manager Resume Examples & Samples

Work closely with Senior Lending Manager as well as with the Retail Lending team as part of the strategy to ensure Retail achieves its Mortgage targets
Actively go out and hunt for customers that may have a mortgage need, build a relationship with them, and write mortgages
Contribute to the development of a sound profitable business by creating effective referral networks with internal and external referral sources , existing customers and business partners
Provide lending amount forecasts on a regular basis to Head of Retail Lending Sales

SBA Lending Manager Resume Examples & Samples

Requires a Bachelors degree in Business, Finance or a related field and 8+ years of SBA lending, credit processes or other directly related experience
Budgeting and project management experience preferred
Requires an in-depth knowledge of SBA lending, loan structuring, underwriting, credit analysis and quality processes and procedures
Strong working knowledge of lending regulations and laws and bank policies and procedures
Exhibits an exceptional degree of ingenuity, creativity and resourcefulness in decision making and problem solving
Excellent management and communication skills, both verbal and written
Ability to build relationship with both internal and external clients

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